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139 Jefferson St, Mount Sterling, OH, 43143

2beds
1baths
872sqft
$240,000
$275price/sqft
$1,737/moest. monthly cost
$69,480/yrincome needed

About This Home

BACK ON THE MARKET!!! Rare opportunity to own 3 parcels in Mount Sterling. Well maintained 2 bedroom ranch home with a metal roof that is just over 3 years old! Very nice oak front door and a covered front porch for sitting outside. Kitchen has oak cabinets and leads to a mud room with a laundry and large pantry area. A portion of the huge yard is fenced in. There is a detached 1 car garage. Also an oversized 2 car garage with plenty of room for a workbench or storage. Additionally, the metal barn has a high ceiling large enough to store most RV's. One parcel can be split off as a buildable lot. So many possibilities with this property!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
5/10
Madison-Plains High SchoolGrades 9-1212.1 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 872
  • Total interior livable area: 872 sqft

Property

Details

  • Parcel number: 1800192.000

Features

  • Levels: One
  • Patio & porch: Porch,Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$135$1,620
Property Taxes $196$2,352
Electricity $193$2,320
Total$1,737$20,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,554/yr
40% on housing$52,110/yr
45% on housing$46,320/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 43143$914
Madison County$334

vs Homes Sold Last Month

Median $/sqft

ZIP 43143$177
Madison County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Contingent$238,000
2026-08-07Price change$238,000
2026-07-14Listed for sale$240,000
2026-07-10Contingent$240,000
2026-07-07Listed for sale$240,000
2026-06-15Contingent$240,000
2026-06-06Listed for sale$240,000
2023-12-29Sold$220,000
2023-12-07Contingent$229,900
2023-10-18Price change$229,900
2023-10-02Price change$234,900
2023-09-26Listed for sale$245,000

For Sale by Agent

AgentKimberly L Bartholomew
BrokerageKey Realty

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