346 Golden Oaks Dr, Council Bluffs, IA, 51503
About This Home
Beautiful two-story home with a welcoming exterior, brick accents, and a grand front entry. Inside, you're greeted by tall ceilings, a stained-glass front door, and a curved staircase that gives the home a timeless feel. The kitchen features warm wood cabinetry, granite countertops, black appliances, and large windows that bring in plenty of natural light with views of the backyard. The outdoor spaces are a major highlight, offering an upper deck, covered lower patio, built-in grill area, and a beautifully landscaped paver patio. With peaceful green views and multiple areas to relax or entertain, this home offers a great blend of comfort, character, and outdoor living.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Roof: Composition
- Construction materials: Frame,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
Features
- Pantry,Eat-in Kitchen,Ceiling Fan(s),Walk-In Closet(s),Other
- Fireplace: Yes
- Finished area below ground: 1,269
- Finished area above ground: 2,587
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 3,856
- Total interior livable area: 3,856 sqft
Property
Details
- Parcel number: 744304202001
Features
- Patio & porch: Patio
Lot
- Lot size dimensions: 70 x 180 x 77 x 180
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Lightning
- Strong Wind
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $478 | $5,736 |
| Property Taxes | $901 | $10,812 |
| Electricity | $287 | $3,451 |
| Total | $4,952 | $59,424 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Price change | $650,000 |
| 2026-06-05 | Listed for sale | $599,000 |
| 2026-05-18 | Pending sale | $599,000 |
| 2026-05-15 | Listed for sale | $599,000 |
| 2021-03-29 | Sold | $445,000 |
| 2021-03-08 | Pending sale | $450,000 |
| 2021-03-02 | Listed for sale | $450,000 |
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