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813 McKenzie Ave, Council Bluffs, IA, 51503

3beds
2baths
1,856sqft
$259,900
$140price/sqft
$1,975/moest. monthly cost
$79,000/yrincome needed

About This Home

Welcome to 813 McKenzie Ave, a well-maintained and thoughtfully updated home in Council Bluffs' desirable east end. Offering 3 bedrooms, 2 bathrooms, and multiple functional living spaces, this home delivers flexibility and value. The main floor features 2 bedrooms and a comfortable layout, while the finished basement adds a conforming 3rd bedroom, second bathroom, and a versatile finished space currently used as a home gym and office. Outside, enjoy a private backyard complete with an above-ground pool and custom deck, perfect for entertaining or relaxing on summer evenings. Conveniently located near shopping, dining, schools, interstate access, and everyday amenities.

Getting Around

23
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

7/10
College View ElementaryGrades PK-51.5 mi
5/10
2/10

Construction

Condition

  • Year built: 1963

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Pantry,Eat-in Kitchen
  • Finished area below ground: 920
  • Finished area above ground: 936

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,856
  • Total interior livable area: 1,856 sqft

Property

Details

  • Parcel number: 7543 20 152 007

Features

  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Features: Wooded
  • Lot size dimensions: 90 x 40 x 153

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$191$2,292
Property Taxes $332$3,984
Electricity $138$1,661
Total$1,975$23,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,714/yr
40% on housing$59,250/yr
45% on housing$52,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$140This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$149
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$259,900
2026-07-14Price change$265,000
2026-06-21Listed for sale$269,000
2016-01-15Sold$90,000
2015-08-06Price change$99,000
2015-07-10Price change$104,000
2015-06-16Price change$105,000
2015-05-27Price change$107,000
2015-04-03Price change$118,000
2014-12-05Listed for sale$120,000
2011-01-30Listing removed$89,900
2010-04-16Listed for sale$89,900

For Sale by Agent

AgentJoe Hunter
BrokerageHeartland Properties

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