See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2 Elmwood Ave, Momence, IL, 60954

3beds
1baths
1,646sqft
$234,900
$143price/sqft
$1,856/moest. monthly cost
$74,240/yrincome needed

About This Home

Welcome to your own private retreat in Shorewood Subdivision! This cute 3 bedroom home is just steps away from the beautiful Kankakee River. Step inside the front French doors and you'll immediately appreciate the huge living room, offering plenty of space for entertaining, family gatherings, or simply relaxing. In addition to the three bedrooms, you'll also find a dedicated office, perfect for working from home, plus an additional bonus room that can easily serve as a playroom, game room, hobby space, or even be converted into a 4th bedroom to fit your family's needs. Major improvements provide peace of mind, including a brand-new Class 3 impact-resistant roof with premium shingles on both the home and garage, just completed in June 2026. Additional updates include new siding (2023), a commercial-grade water filtration system (2024), and a new well jet pump and bladder tank and septic field(2025) housed in a heated pump house. Step outside and enjoy the many recent outdoor enhancements, including new sod in back, along with the deck, privacy fence, and tree house, all completed in May 2025. Whether you're entertaining, relaxing, or watching the kids play, this backyard is ready to enjoy. Inside, you'll appreciate the flexibility and efficiency of multiple heating options, including a wood pellet stove installed in 2023 and high-efficiency heat pump split units installed in fall 2025. Car enthusiasts, hobbyists, and outdoor adventurers will love the impressive 24' x 36' insulated outbuilding with heat available, offering endless possibilities for vehicle storage, a workshop, or all your recreational toys. The property also features upgraded 200-amp electrical service (2023), an additional 100-amp service in the garage, plus an EV charger and RV outlet for ultimate convenience. One of the greatest perks of living in Shorewood is the exclusive community access. For just $75 per year, residents enjoy private use of the neighborhood park, pavilion, concrete boat ramp, and beach. Because these amenities are reserved exclusively for Shorewood homeowners, you'll enjoy a peaceful, private setting without the crowds. Even better, this stretch of river features 100% sandy bottom with no rocks, making it ideal for swimming, wading, and endless summer fun. If you've been dreaming of a move-in-ready home that offers modern upgrades, incredible storage, and a true river lifestyle, this Shorewood gem is one you won't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Momence Jr High SchoolGrades PK,5-84.7 mi
6/10
Momence High SchoolGrades 9-124.5 mi
7/10

Construction

Condition

  • Year built: 1922

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2019

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Heating & Cooling

  • Heating features: Propane,Other
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,646 sqft

Kitchen

  • Level: Main
  • Area: 399
  • Dimensions: 19X21

Living Room

  • Level: Main
  • Area: 399
  • Dimensions: 19X21

Master Bedroom

  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Mud Room

  • Level: Main
  • Area: 88
  • Dimensions: 11X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 05112310100800
  • Zoning: SINGL
  • Special condition: None

Features

  • Stories: 1
  • Has view: Yes
  • View description: Front of Property
  • Has water view: Yes
  • Water view: Front of Property
  • On waterfront: Yes

Lot

  • Lot size: 3,900 sqft
  • Lot size dimensions: 50 x 78

Parking

  • Total spaces: 4
  • Parking features: Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Tornado
Heat Wave
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,187$14,244
Home Insurance *$140$1,680
Property Taxes $399$4,788
Electricity $130$1,569
Total$1,856$22,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,634/yr
40% on housing$55,680/yr
45% on housing$49,493/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 60954$96
Kankakee County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 60954$130
Kankakee County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2019-05-21Sold$24,900
2019-04-11Pending sale$24,900
2019-04-04Price change$24,900
2019-03-25Listed for sale$36,050
2018-12-13Listing removed$33,623
2018-11-10Listed for sale--

For Sale by Agent

AgentSarah Camargo, ABR
BrokerageRE/MAX Prestige Homes

Similar Homes