See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5792 Howell Rd, Otter Lake, MI, 48464

2beds
1baths
1,680sqft
$149,000
$89price/sqft
$1,126/moest. monthly cost
$45,040/yrincome needed

About This Home

Unique property on over 2 acres at the end of a cul de sac next to a biking & walking trail. There is a pond located on this quiet, friendly neighborhood. Detached 2 car barn-style garage has a upper level for storage or recreational room and has 220 & water. Another lean-to garage off the back. Good furnace. New well. Great purchase and opportunity to make it yours.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Lakeville Middle SchoolGrades 5-82.4 mi
6/10
Lakeville High SchoolGrades 9-122.5 mi
4/10

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Gas Water Heater

Basement

  • Basement: None,Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Features: Other
  • Level: Entry
  • Area: 120

Bedroom2

  • Features: Other
  • Level: Entry
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air,Propane,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 4401300701551

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Pond
  • Frontage type: Road
  • Frontage length: 311

Lot

  • Lot size: 2.18 Acres
  • Features: Unpaved,Cul-De-Sac,Dead End
  • Lot size dimensions: 311 x 340 x 145 x 130 x 546

Parking

  • Total spaces: 2
  • Parking features: Detached,Electric in Garage,Garage Door Opener,Heated Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Lapeer County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$85$1,020
Property Taxes $100$1,200
Electricity $188$2,259
Total$1,126$13,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,605/yr
40% on housing$33,780/yr
45% on housing$30,026/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.2%
-2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$89This listing

vs Other Active Listings

Avg $/sqft

ZIP 48464$114
Lapeer County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 48464$155
Lapeer County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Listed for sale$149,000
2022-04-13Sold$2,534
2007-04-03Sold$41,750

For Sale by Agent

AgentSue McKnight
BrokerageArea Wide Real Estate

Similar Homes