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106 Ashwood Dr, Pass Christian, MS, 39571

5beds
8baths
4,600sqft
$1,795,000
$390price/sqft
$11,778/moest. monthly cost
$471,120/yrincome needed

About This Home

The Ultimate Waterfront Retreat in Timber Ridge! Experience unparalleled coastal living with this extraordinary 5-bedroom, 7.5-bath, two-and-a-half story waterfront home, perfectly positioned in the sought-after Timber Ridge subdivision. Elevated on a raised lot--mostly safe from flooding even when neighboring streets are under water--this property combines peace of mind with world-class amenities. Recently refreshed interior - quartz kitchen counters, lighting, pantry storage and more. Perfect for large groups and entertaining - inside and out! Inside, the primary suite is conveniently located on the first floor and features two full private bathrooms--a rare and beloved layout for couples - plus a gas burning fireplace for a true sanctuary experience! The gourmet kitchen and two expansive living rooms provide the perfect backdrop for entertaining, while an interior passenger elevator makes all levels effortlessly accessible. Enjoy your morning coffee or espresso with a built-in espresso machine in the kitchen! Enjoy the Bay breezes on wraparound porches on both floors with screened in areas on both levels. All bedrooms have exterior doors with porch access so your guests can enjoy the beautiful views! Enjoy a third-floor yoga studio/gym or kids' playroom with panoramic water views in every direction. Designer furnishings throughout are negotiable for a true turnkey experience. Outdoors, the fun never ends: - Heated pool with LED lighting, waterfall, and poolside fire pit - Covered boat slip just steps from your door - Regulation-size Bocce Ball court - Tiki bar under the house for shaded gatherings - Prime fishing and crabbing spot right off your dock with night lights on the water to attract fish. A 4-car garage plus generous driveway means plenty of space for guests and toys. This is more than a home--it's a lifestyle, blending luxury, recreation, and breathtaking scenery.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Pilings/Steel/Wood,Raised
  • Roof: Shingle
  • Construction materials: Brick,Concrete,HardiPlank Type,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Cooktop,Microwave,Range Hood,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Elevator,Entrance Foyer,Granite Counters,Kitchen Island,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Brick,Carpet,Other,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Gas

Interior Area

  • Total structure area: 4,600
  • Total interior livable area: 4,600 sqft

Property

Details

  • Parcel number: 0212p01059.000

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Heated,In Ground
  • Patio & porch: Deck,Porch,Screened,Wrap Around,Other,See Remarks
  • Exterior features: Dock,Elevator,Fire Pit,Private Yard,Other,See Remarks
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Canal Front,Waterfront

Lot

  • Lot size: 0.34 Acres
  • Features: City Lot,Landscaped,Near Golf Course,Views
  • Lot size dimensions: 87 x 172 x 90 x 172

Parking

  • Total spaces: 12
  • Parking features: Driveway,Garage Door Opener,Golf Cart Garage,Guest,Concrete
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,076$108,912
Home Insurance *$1,393$16,716
Property Taxes $882$10,584
Electricity $427$5,132
Total$11,778$141,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$403,817/yr
40% on housing$353,340/yr
45% on housing$314,080/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 39571$226
Harrison County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 39571$241
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$1,975,000
2026-01-11Listing removed$2,400,000
2025-11-08Listed for sale$2,400,000
2025-10-16Listing removed$2,600,000
2025-08-14Listed for sale$2,600,000
2024-04-22Listing removed--
2024-03-21Listed for rent$7,500
2024-03-11Listing removed--
2024-02-08Listed for rent$7,500
2023-08-08Listing removed--
2023-07-10Listed for rent$7,500
2015-05-14Sold--
2015-02-13Listed for sale$795,000

For Sale by Agent

AgentMatthew J Stieffel
BrokerageColdwell Banker Alfonso Realty-BSL

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