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107 Dogwood Drive, Moyock, NC, 27958

2beds
2baths
974sqft
$160,000
$164price/sqft
$1,188/moest. monthly cost
$47,520/yrincome needed

About This Home

This 2 bedroom, 2 bath home sits on .34 of an acre in the much sought after Currituck, NC. The property offers comfort, affordability, and convenience. It is centrally located between OBX, Elizabeth City and Hampton Roads. The detached garage offers ample storage and has been kept in good condition. This property would be a great primary residence, rental investment or downsizing opportunity with no lot rentand room to enjoy your own space.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
Moyock MiddleGrades 6-86.6 mi
4/10
Currituck County HighGrades 9-128.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Brick/Mortar
  • Roof: Other
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • None
  • Flooring: Carpet,Vinyl
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 974
  • Total interior livable area: 974 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 040b00d00070002
  • Zoning: Sfm: Single-Family Reside
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: None
  • Fencing: Chain Link,Partial
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 800 - 999

Lot

  • Lot size: 0.34 Acres
  • Features: Level,Rectangular Lot
  • Lot size dimensions: 100 x 151

Parking

  • Total spaces: 1
  • Parking features: On Street,Detached,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hurricane
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Currituck County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$47$564
Property Taxes $132$1,584
Electricity $200$2,405
Total$1,188$14,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,731/yr
40% on housing$35,640/yr
45% on housing$31,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 27958$231
Currituck County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 27958$241
Currituck County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-30Price change$160,000
2026-07-03Price change$171,000
2019-01-25Price change$69,900
2018-11-30Price change$74,500
2018-10-03Listed for sale$78,000

For Sale by Agent

AgentTina Williams
BrokerageHoward Hanna WEW/Moyock

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