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555 Studebaker Ln, New Oxford, PA, 17350

3beds
3baths
3,046sqft
$550,000
$181price/sqft
$4,402/moest. monthly cost
$176,080/yrincome needed

About This Home

Creativity and character define this distinctive two-story Mid-Century Modern home. Lovingly owned by an artist, the home showcases unique design elements throughout, including rich textures, striking patterns, custom built-ins, and one-of-a-kind architectural details. At the rear of the home, a spacious brick-floored living room offers the perfect setting for entertaining or simply relaxing. A fireplace serves as a warm focal point, adding charm and ambiance to the space. The galley kitchen is equipped with a commercial-grade range, stainless steel backsplash, tile flooring, and classic Formica countertops. Just off the kitchen, a cozy breakfast nook overlooks the backyard and gardens. The main level also features a separate dining area along with two additional living spaces, providing flexibility for everyday living, entertaining, or creative pursuits. Upstairs, you'll find three bedrooms and two full bathrooms, including a private primary suite with its own en-suite bath. A circular driveway offers convenient access, while the attached two-car garage provides plenty of room for parking and storage. Outside, beautifully landscaped gardens and a peaceful sitting area create a tranquil retreat to enjoy the outdoors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
New Oxford Middle SchoolGrades 7-85.1 mi
6/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Rubber
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 912

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,046

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,958
  • Total interior livable area: 3,046 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 40I080024D000
  • Zoning: RURAL RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2.51 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Inside Entrance,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$213$2,556
Property Taxes $1,074$12,888
Electricity $334$4,010
Total$4,402$52,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,925/yr
40% on housing$132,060/yr
45% on housing$117,386/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 17350$130
Adams County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 17350$176
Adams County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$540,000
2026-07-03Listed for sale$550,000
2015-01-15Sold$145,000

For Sale by Agent

AgentDavid Monsour
BrokerageKeller Williams Keystone Realty

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