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3173 Millie Ln, Charlottesville, VA, 22911

3beds
2baths
1,730sqft
$437,500
$253price/sqft
$2,811/moest. monthly cost
$112,440/yrincome needed

About This Home

Escape to the charm of this authentic log cabin, privately nestled on approximately 2 acres just minutes from Charlottesville. Blending rustic character with everyday convenience, this unique property offers a peaceful retreat with timeless appeal. The main level features approximately 1,000 square feet with 2 bedrooms and 1 full bath, showcasing classic log construction and warm natural wood throughout. The finished lower level offers a separate 700-square-foot in-law suite or potential rental with its own living room, kitchen, bedroom, and full bath. Enjoy the privacy of mature trees and open outdoor space, perfect for relaxing on the porch, entertaining around a fire pit, or simply taking in the beauty of nature. Complete with a whole house generator for back up power supply. Conveniently located near Route 29, Hollymead Town Center, Charlottesville-Albemarle Airport, and UVA, this property offers the ideal combination of country living and easy access to shopping, dining, and recreation. Whether you're looking for a primary residence, weekend getaway, or investment opportunity, this charming log home is a rare find in a desirable Central Virginia location.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

8/10
8/10
Lakeside Middle SchoolGrades 6-83.0 mi
5/10
Albemarle High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Log,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Primary Downstairs
  • Flooring: Wood
  • Finished area below ground: 729
  • Finished area above ground: 1,001

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,730
  • Total interior livable area: 1,730 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 047000000026B2
  • Zoning description: RA Rural Agricultural

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch

Lot

  • Lot size: 2 Acres
  • Features: Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Drought
Hurricane
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,212$26,544
Home Insurance *$69$828
Property Taxes $328$3,936
Electricity $202$2,433
Total$2,811$33,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,377/yr
40% on housing$84,330/yr
45% on housing$74,960/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 22911$269
Albemarle County$287

vs Homes Sold Last Month

Median $/sqft

ZIP 22911$269
Albemarle County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$437,500
1985-02-04Sold$56,500

For Sale by Agent

AgentKEVIN QUICK
BrokerageRE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

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