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15639 Via Montecristo, San Diego, CA, 92127

4beds
4baths
2,861sqft
$1,979,000
$692price/sqft
$13,409/moest. monthly cost
$536,360/yrincome needed

About This Home

Nestled in the heart of Del Sur, this Plan 2 home is a short walk to community parks, hiking trails and top-rated Poway schools, on a quiet, level, family-friendly street. The entry opens to vaulted ceilings, a cozy office and an outdoor seating area with built-in fireplace, ideal for summer BBQs. The kitchen and living room form an inviting great room with a large island and bar seating. Upstairs are 4 spacious bedrooms, including an east-facing primary suite, plus low-maintenance turf yard and owned solar. It won't last long.

Getting Around

20
WalkingCar-Dependent
0
TransitNo Nearby Transit
35
BikeSomewhat Bikeable

Schools

8/10
8/10
Oak Valley Middle SchoolGrades 6-82.4 mi
10/10
Del Norte High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Stove
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,861
  • Total interior livable area: 2,861 sqft

Property

Details

  • Parcel number: 2672502800

Features

  • Levels: 2 Story
  • Pool features: Community/Common
  • Fencing: Full

Lot

  • Lot size: 5,601 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,006$120,072
Home Insurance *$293$3,516
Property Taxes $2,497$29,964
Electricity $613$7,362
Total$13,409$160,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$459,737/yr
40% on housing$402,270/yr
45% on housing$357,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$692This listing

vs Other Active Listings

Avg $/sqft

ZIP 92127$668
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92127$686
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$2,029,000
2026-04-30Listing removed$2,079,000
2026-02-05Listed for sale$2,079,000
2026-02-05Listing removed$2,149,000
2025-11-06Listed for sale$2,149,000
2021-12-14Sold$1,660,000
2021-11-21Pending sale$1,625,000
2021-11-20Listed for sale$1,625,000
2021-11-17Pending sale$1,625,000
2021-11-09Listed for sale$1,625,000
2016-06-23Sold$870,000
2011-11-04Listing removed$663,900
2011-10-29Listed for sale$663,900
2011-01-28Sold$665,000
2010-12-25Listed for sale$663,900
2010-09-29Sold$607,500
2010-07-31Price change$899,000
2010-07-16Listed for sale$750,000
2007-05-30Sold$894,000

For Sale by Agent

AgentMin Sun
BrokerageSun & Company Inc

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