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58 Charles St, Moorpark, CA, 93021

4beds
3baths
1,983sqft
$875,000
$441price/sqft
$5,821/moest. monthly cost
$232,840/yrincome needed

About This Home

Welcome to 58 Charles Street, a wonderful opportunity to own a spacious four-bedroom, three-bath home in one of Moorpark's most convenient locations. Whether you're purchasing your very first home or simply looking for more space to grow, this inviting residence offers the perfect combination of comfort, functionality, and value. Step inside to discover a bright and welcoming floor plan featuring durable tile flooring throughout the main level, creating an attractive, low-maintenance living space that's ideal for everyday life. French doors fill the home with natural light while providing seamless access to both the front and backyard, making indoor-outdoor living and entertaining effortless. The kitchen is thoughtfully designed with granite countertops, a stainless steel range, a dual-basin stainless steel sink, conveniently located washer and dryer, and plenty of cabinetry and workspace to prepare everything from quick weekday meals to holiday gatherings. It flows comfortably into the living areas, making it easy to stay connected with family and friends. Upstairs, the primary bedroom offers a peaceful retreat at the end of the day, complete with its own private bathroom. Three additional bedrooms provide incredible flexibility for growing families, guests, a home office, or a hobby room, while a second full bathroom easily accommodates everyone. Outside, you'll appreciate the long driveway and detached two-car garage, providing abundant parking, extra storage, and room for recreational vehicles, projects, or weekend toys. Central air conditioning keeps the home comfortable throughout the warm Southern California summers, while the cozy fireplace creates the perfect setting to relax on cool evenings. Located just minutes from charming downtown Moorpark, you'll enjoy convenient access to shopping, restaurants, parks, schools, commuter routes, and public transportation. Whether you're enjoying local community events, exploring nearby hiking trails, or simply running everyday errands, everything you need is close to home. If you've been dreaming of homeownership, this is your chance to stop renting and start investing in your future. With generous living space, a desirable location, and endless potential to personalize and make it your own, 58 Charles Street is ready to welcome its next owners. Don't miss this fantastic opportunity to put down roots in the wonderful community of Moorpark and create memories that will last for years to come.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
Chaparral Middle SchoolGrades 6-80.3 mi
8/10
Moorpark High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Range Hood
  • Laundry features: In Kitchen,Stacked

Bathroom

  • Features: Tub Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • All Bedrooms Up
  • Flooring: Carpet,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,983 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 5120091160
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Spa features: None

Lot

  • Lot size: 6,969 sqft
  • Features: Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire

FEMA Declared Disasters in Ventura County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$174$2,088
Property Taxes $798$9,576
Electricity $425$5,102
Total$5,821$69,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,577/yr
40% on housing$174,630/yr
45% on housing$155,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$441This listing

vs Other Active Listings

Avg $/sqft

ZIP 93021$513
Ventura County$554

vs Homes Sold Last Month

Median $/sqft

ZIP 93021$448
Ventura County$515

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$875,000
2026-08-02Price change$875,000
2026-07-13Listed for sale$895,000
2017-04-11Sold$565,000
2016-06-28Listed for sale$629,000
2015-12-14Sold$446,500
2015-04-04Listed for sale--
2014-11-10Listing removed--
2014-11-05Listed for sale--
2014-09-18Listing removed--
2014-09-04Price change$442,122
2014-08-28Listed for sale--
2005-05-27Sold$586,000

For Sale by Agent

AgentJordan Ott
BrokeragePinnacle Estate Properties

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