




81 N C St, Virginia City, NV, 89440
About This Home
Historic Virginia City property extensively renovated and expanded in 2019 with modern infrastructure and flexible mixed-use potential. The property includes a retail/commercial space on one side, offering the ability for an owner to operate a business onsite or lease the space for additional income, while living on the other side. Major upgrades include all new commercial-grade electrical, new plumbing and wastewater lines, instantaneous propane water heater, 3-zone HVAC system, closed-cell spray foam insulation, and fire suppression system. Interior features include high end engineered wood on the residential side and luxury vinyl plank on the commercial side, zero-threshold showers, original Virginia City stained glass windows, a historic 14-foot Virginia City bar/counter, 150-year-old stair banister and newel, and an antique floor-to-ceiling cabinet on the mezzanine. Kitchen features high-end appliances including a Wolf stove and oven and concealed Bosch dishwasher. Offered fully furnished or unfurnished. Commercial/retail space adds an additional +/- 1,019 SF
Getting Around
Schools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Slab
- Roof: Composition,Pitched,Shingle
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Cooktop,Refrigerator,Washer
- Laundry features: In Bedroom
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Pantry,Smart Thermostat,Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Luxury Vinyl,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,663
- Total interior livable area: 1,663 sqft
Property
Details
- Parcel number: 00108610
- Zoning: CR
Features
- Stories: 2
- Patio & porch: Uncovered,Deck
- Exterior features: Balcony,Rain Gutters
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 2,613 sqft
- Features: Steep Slope
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Winter Weather
- Earthquake
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Nevada Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance | $311 | $3,732 |
| Property Taxes | $349 | $4,188 |
| Electricity | $192 | $2,306 |
| Total | $5,908 | $70,896 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $999,999 |
| 2026-06-16 | Price change | $1,050,000 |
| 2026-05-16 | Listed for sale | $1,250,000 |
| 2014-05-09 | Sold | $152,500 |
| 2012-01-04 | Sold | $175,000 |
| 2010-10-08 | Sold | $208,000 |
