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81 N C St, Virginia City, NV, 89440

2beds
3baths
1,663sqft
$999,999
$601price/sqft
$5,908/moest. monthly cost
$236,320/yrincome needed

About This Home

Historic Virginia City property extensively renovated and expanded in 2019 with modern infrastructure and flexible mixed-use potential. The property includes a retail/commercial space on one side, offering the ability for an owner to operate a business onsite or lease the space for additional income, while living on the other side. Major upgrades include all new commercial-grade electrical, new plumbing and wastewater lines, instantaneous propane water heater, 3-zone HVAC system, closed-cell spray foam insulation, and fire suppression system. Interior features include high end engineered wood on the residential side and luxury vinyl plank on the commercial side, zero-threshold showers, original Virginia City stained glass windows, a historic 14-foot Virginia City bar/counter, 150-year-old stair banister and newel, and an antique floor-to-ceiling cabinet on the mezzanine. Kitchen features high-end appliances including a Wolf stove and oven and concealed Bosch dishwasher. Offered fully furnished or unfurnished. Commercial/retail space adds an additional +/- 1,019 SF

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
6/10
Virginia City High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Composition,Pitched,Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Cooktop,Refrigerator,Washer
  • Laundry features: In Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Pantry,Smart Thermostat,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Luxury Vinyl,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,663
  • Total interior livable area: 1,663 sqft

Property

Details

  • Parcel number: 00108610
  • Zoning: CR

Features

  • Stories: 2
  • Patio & porch: Uncovered,Deck
  • Exterior features: Balcony,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2,613 sqft
  • Features: Steep Slope

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Earthquake
Inland Flooding
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Nevada Counties

Flood
Mud Landslide
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance $311$3,732
Property Taxes $349$4,188
Electricity $192$2,306
Total$5,908$70,896

Income You'd Need if You Spent...

35% on housing$202,560/yr
40% on housing$177,240/yr
45% on housing$157,546/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: -1.2%
-1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -10.9%
-10.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$601This listing

vs Other Active Listings

Avg $/sqft

ZIP 89440$276
Storey County$250

vs Homes Sold Last Month

Median $/sqft

ZIP 89440$342
Storey County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$999,999
2026-06-16Price change$1,050,000
2026-05-16Listed for sale$1,250,000
2014-05-09Sold$152,500
2012-01-04Sold$175,000
2010-10-08Sold$208,000

For Sale by Agent

AgentAlex Mendoza
BrokerageAMRE

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