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222 SE Whitten Rd, Mill City, OR, 97360

4beds
3baths
2,544sqft
$730,000
$287price/sqft
$5,291/moest. monthly cost
$211,640/yrincome needed

About This Home

A Bumpable Offer has Been Accepted. Gorgeous 124' of river frontage - fish the Santiam from your back yard! Custom built, one-owner home. Gas fireplace, 7-1 surround system w/ exterior speakers, outside kitchen, granite slab in kitchen, full tile master bath with dual tile shower & Bain-Ultra 80 gal tub. Nine foot ceilings with vaults in LR & DR. Log cedar siding, central vac, 2 80-gallon water heaters, gas hook up on patio, dbl ovens, pot filler, etc. Sellers related to listing broker. RV parking, fenced yard (away from Santiam River) and nice flat beach area by river.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Built-In Range,Gas Range,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 5

Dining Room

  • Features: Area (Combination),Formal
  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Room/Nook,High Speed Internet
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,544
  • Total interior livable area: 2,544 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 00910590
  • Zoning: MC R-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio
  • Exterior features: Brown
  • Fencing: Fenced
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 0.40 Acres
  • Features: Irregular Lot,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Attached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Strong Wind
Cold Wave
Heat Wave
Lightning
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Linn County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$244$2,928
Property Taxes $1,126$13,512
Electricity $230$2,770
Total$5,291$63,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,405/yr
40% on housing$158,730/yr
45% on housing$141,093/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 97360$202
Linn County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 97360$294
Linn County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$735,000
2025-08-01Listed for sale$750,000
2013-10-23Listing removed$424,900
2013-08-27Listed for sale$424,900
2006-02-27Sold$40,000

For Sale by Agent

AgentNICOLE SHUBA
BrokerageManor Realty

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