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105 Valley Ct, Cannon Falls, MN, 55009

5beds
4baths
2,804sqft
$469,000
$167price/sqft
$3,414/moest. monthly cost
$136,560/yrincome needed

About This Home

Welcome home to this spacious 5-bedroom, 4-bath residence, ideally situated on a quiet cul-de-sac. This home offers a warm and inviting layout designed for both everyday living and entertaining with freshly beautifully refinished hardwood floors . The main level includes an updated kitchen, formal dining room, comfortable living room with gas fireplace, convenient main-floor laundry, and a private primary suite complete with its own bathroom and walk in closet. Upstairs, you'll find three generously sized bedrooms and a full bathroom, providing plenty of space for family or guests. The walkout lower level expands your living space with a large family/recreation room, a fifth bedroom, a versatile office or workout room, a ¾ bath, and a utility/storage room. Wirsbo tubing is installed in the lower level - just needs a boiler for in floor heating! Completing this exceptional property is a 3-car attached garage, a concrete driveway, and peaceful setting. With its flexible floor plan, abundant living space, and thoughtful updates, this home is ready for you to move in and make it your own.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
8/10
Cannon Falls SecondaryGrades 6-121.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Freezer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Drainage System,Egress Window(s),Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15 x 14

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11 x 13

Bedroom3

  • Level: Upper
  • Area: 143.75
  • Dimensions: 12'6 x 11'6

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12 x 12

Bedroom5

  • Level: Lower
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 149.5
  • Dimensions: 13 x 11'6

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 842
  • Finished area above ground: 1,962

Great Room

  • Level: Lower
  • Area: 285
  • Dimensions: 19 x 15

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,316
  • Total interior livable area: 2,804 sqft

Kitchen

  • Level: Main
  • Area: 172.5
  • Dimensions: 15 x 11'6

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 5 x 12

Office

  • Level: Lower
  • Area: 176
  • Dimensions: 16 x 11

Recreation Room

  • Level: Lower
  • Area: 390
  • Dimensions: 26 x 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 524550210
  • Zoning description: Residential-Single Family
  • Foundation area: 1546

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 45 x 80 x 234 x 135

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Lightning

FEMA Declared Disasters in Goodhue County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$309$3,708
Property Taxes $498$5,976
Electricity $236$2,837
Total$3,414$40,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,051/yr
40% on housing$102,420/yr
45% on housing$91,040/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 55009$171
Goodhue County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 55009$217
Goodhue County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$469,000
2026-07-22Listed for sale$489,000
2019-04-04Listing removed$365,000
2018-11-13Listed for sale$365,000
2005-07-12Sold$62,500

For Sale by Agent

AgentLisa Lundell
BrokerageCannon Realty

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