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18 S Saint Clair St Suite 203, Dayton, OH, 45402

1beds
2baths
1,300sqft
$205,000
$158price/sqft
$1,957/moest. monthly cost
$78,280/yrincome needed

About This Home

Exceptionally well maintained unit ideally located in the Lofts of St Clair You will be impressed the moment you enter the lobby of this historic building with modern updates. The open, studio concept is perfect for entertaining highlighted by wood flooring, soaring ceilings and an abundance of windows for natural light. The large great room offers unlimited possibilities for living and dining spaces. Inviting kitchen boasts an island, an abundance of cabinetry and counter space that flows to the great room for family gatherings. Open bedroom area offers a walk-in closet, remodeled bathroom with 2 sinks, jetted tub and separate shower. Powder room for guests, laundry room, and 2 storage closets round out the unit. Roof-top terrace with decking offers great views of downtown. Designated parking areas for 2 cars and storage closet in secured basement garage. Secured building with an elevator for easy access to the unit. Ideally located near the Oregon district, Riverscape, Day Air Ballpark, Schuster Center, Levitt Pavillion, restaurants and easy access to 35 and I-75! Downtown living at ir's finest!! Must See!1

Getting Around

95
WalkingWalker's Paradise
0
TransitVery Limited Transit
76
BikeVery Bikeable

Schools

3/10
Ruskin Prek-8 SchoolGrades PK-61.0 mi
6/10

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Other

Bedroom

  • Level: Second
  • Dimensions: 15 x 12

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Dimensions: 19 x 16

Features

  • Ceiling Fan(s),Kitchen Island,Kitchen/Family Room Combo,Walk-In Closet(s)
  • Window features: Insulated Windows

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: Second
  • Dimensions: 14 x 13

Living Room

  • Level: Second
  • Dimensions: 20 x 19

Utility Room

  • Level: Second
  • Dimensions: 6 x 5

Property

Details

  • Parcel number: R72512050006
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 400.75 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage,Garage Door Opener,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Ice Storm
Strong Wind
Cold Wave
Earthquake
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$433$5,196
Property Taxes $295$3,540
Electricity $193$2,320
Total$1,957$23,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,097/yr
40% on housing$58,710/yr
45% on housing$52,186/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 45402$81
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45402$60
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$219,900
2026-03-04Listed for sale$229,900
2025-12-11Listing removed$229,900
2025-09-09Price change$229,900
2025-06-16Listed for sale$239,900
2003-03-13Sold$130,000
1996-09-16Sold$88,800

For Sale by Agent

AgentTony Johnson
BrokerageColdwell Banker Heritage

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