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2250 SW 20th Ave, Cape Coral, FL, 33991

4beds
4baths
2,652sqft
$649,500
$245price/sqft
$4,891/moest. monthly cost
$195,640/yrincome needed

About This Home

WOW! RARE OPPORTUNITY! HUGE COURTYARD STYLE HOME ON INTERSECTING FRESHWATER CANALS WITH IN-LAW QUARTERS AND A FOUR CAR GARAGE! Fantastic home with PRIVATE, SALT SYSTEM HEATED POOL & SPA AREA with two story, screened cage! Awesome floor plan takes advantage of the GREAT VIEWS of the POOL/DECK, BASIN, and DOWN THE ENTIRE LENGTH OF THE CANAL! 4 BEDROOMS (could easily be 5), plus 3.5 BATHS! NEW BARREL TILE ROOF! IMPACT WINDOWS & DOORS! SEPARATE CABANA BEDROOM & BATH WITH ITS OWN ENTRANCE! MANY NEWER ITEMS! FLOOD INSURANCE NOT REQUIRED HERE! Never any flooding from storms! OVER-SIZED CORNER LOT with lush, tropical landscaping! ALL CITY UTILITIES! 2 A/C's (one for upstairs & the other for downstairs)! Eat-in Island kitchen with GRANITE tops, 'newer' stainless steel appliances (except stove 7-8 years old), new cabinets with 'soft close' drawers, & breakfast bar! Upstairs Master bedroom has TRAY CEILING, BIG WALK-IN CLOSET & GREAT VIEWS FROM THE BALCONIES! Master bath has dual sinks, and separate shower & tub! Good sized family room has great pool and canal views! FIREPLACE! PLANTATION SHUTTERS! Tile flooring on the diagonal and vinyl planking! GREAT LOCATION with easy access to parks, schools, churches, please call for schedule a tour .

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
6/10
Trafalgar Middle SchoolGrades 6-80.7 mi
3/10
Ida S. Baker High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Separate/Formal Dining Room,Dual Sinks,Kitchen Island,Other,Split Bedrooms,Den
  • Window features: Impact Glass
  • Flooring: Tile,Vinyl,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 3,455
  • Total interior livable area: 2,652 sqft

Property

Details

  • Parcel number: 284423C405920.0010
  • Lease amount: 0
  • Zoning description: R1

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground,Concrete
  • Patio & porch: Balcony,Screened
  • Exterior features: Security/High Impact Doors,None,Privacy Wall
  • Has spa: Yes
  • Spa features: Gunite
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal Access

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot
  • Lot size dimensions: 120 x 125 x 120 x 125

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Two Spaces,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$368$4,416
Property Taxes $973$11,676
Electricity $266$3,202
Total$4,891$58,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,691/yr
40% on housing$146,730/yr
45% on housing$130,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 33991$247
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33991$227
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$649,500
2026-07-22Listed for sale$649,500
2026-07-10Listing removed$3,500
2026-07-05Listed for rent$3,500
2025-05-14Sold$580,000
2025-03-17Pending sale$594,900
2025-02-07Listed for sale$594,900
2011-03-24Sold$238,000
2011-02-05Price change$238,000
2010-12-24Listed for sale$248,000
2006-03-17Sold$525,000
2004-08-27Sold$39,200
2003-08-04Sold$39,200
2002-12-19Sold$11,400

For Sale by Agent

AgentChavely Gomez Perez
BrokerageCoastalEdge Real Estate LLC

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