See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

440 N 4th St, Jacksonville, OR, 97530

3beds
2baths
1,629sqft
$419,000
$257price/sqft
$2,806/moest. monthly cost
$112,240/yrincome needed

About This Home

Experience refined living in one of Southern Oregon's most desired communities—Jacksonville Towne Square. This turn-key 3-bedroom, 2-bath Condo offers elegant design and modern comfort, all listed under $500,000. The spacious, modern kitchen features granite countertops and an open layout ideal for entertaining. The expansive primary suite is a true retreat, boasting three closets, a luxurious soaking tub, and a separate shower. Enjoy beautiful views and the convenience of being just moments from downtown Jacksonville's charming shops, fine dining, the BRITT Festival, and all this historic town has to offer. This could be the perfect location to call home, or invest as shortterm, or long term rental. Make sure this one is on your list for tour. Buyer's to do their own due diligence.

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

7/10
2/10
Mcloughlin Middle SchoolGrades 6-84.4 mi
6/10
South Medford High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter,Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Built-in Features,Double Vanity,Granite Counters,Linen Closet,Open Floorplan,Pantry,Shower/Tub Combo,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s),Vinyl Frames
  • Flooring: Carpet,Simulated Wood,Tile
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,629
  • Total interior livable area: 1,629 sqft

Property

Details

  • Parcel number: 10986518
  • Zoning description: GC
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Features: Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire
Winter Weather
Earthquake

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$94$1,128
Property Taxes $418$5,016
Electricity $176$2,119
Total$2,806$33,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,205/yr
40% on housing$84,180/yr
45% on housing$74,826/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 97530$282
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97530$310
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$419,000
2026-02-09Price change$429,000
2025-12-22Price change$449,000
2025-11-14Listed for sale$458,000
2025-07-10Listing removed$449,900
2025-06-05Price change$449,900
2025-05-19Listed for sale$450,000
2025-05-08Listing removed$450,000
2025-04-22Price change$450,000
2025-02-05Price change$469,900
2025-01-02Price change$479,900
2024-10-15Listed for sale$499,900
2018-12-18Sold$345,000
2018-10-22Listed for sale$350,000
2017-06-13Sold$299,000
2015-02-27Sold$252,000
2013-04-26Sold$225,000

For Sale by Agent

AgentMatthew Forrest
BrokerageOregon Adventure Realty

Similar Homes