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2340 Saint Lawrence Ln, Modesto, CA, 95356

2beds
2baths
1,534sqft
$515,000
$336price/sqft
$3,634/moest. monthly cost
$145,360/yrincome needed

About This Home

This is your opportunity to own THEE BEST FLOOR PLAN IN REGENCY PARK. Not only is it one of the largest square footages built in Regency Park, but all bedrooms and bathrooms are downstairs for ease of daily living and upstairs is reserved for a huge loft only. What a great flex space!!! Only go upstairs when you have a need for: a craft room, a second living area, a guest room, a movie theater, an office, a quilting room, third HUGE bedroom... Buy this home and you can choose what YOU would use it for. The loft is such an amazing feature, but the downstairs area is incredible too. The tile, wood-look floors are easy care and throughout the whole downstairs. This home offers a compelling blend of comfortable living and engaging outdoor spaces, designed for those who appreciate both style and functionality. The kitchen is equipped with sleek stainless steel appliances, providing a contemporary and efficient space for culinary endeavors. In the bathroom, a convenient tile walk-in shower is in the primary bathroom and a second tub and shower is located in the hall bath adjacent to the guest room. Step outside to discover a private yard, an inviting space for relaxation or recreation. An expansive backyard patio provides ample room for an outdoor dining area and a dedicated outdoor living space, perfect for entertaining or simply enjoying the California sunshine. The front courtyard is an inviting place to enjoy your morning coffee in the serenity of this lovely an peaceful neighborhood. Residents also benefit from access to a community pool, providing a refreshing escape just steps away. Planning a large party? Use the clubhouse with it's full kitchen and large open spaces to entertain your guests for holiday parties, birthday parties or more. Have an RV? We've got that covered too. Just $45 a month for storage. This property offers an easy lock up and leave' lifestyle just ready for you to experience.

Getting Around

31
WalkingCar-Dependent
38
TransitSome Transit
58
BikeBikeable

Schools

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Free-Standing Refrigerator,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Dryer,Washer
  • Laundry features: Laundry Room,Cabinets,Ground Floor,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Bar,Formal Area

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,534 sqft

Kitchen

  • Features: Pantry Cabinet,Granite Counters,Slab Counter

Master Bathroom

  • Features: Shower Stall(s),Tile

Master Bedroom

  • Features: Closet,Ground Floor

Property

Details

  • Parcel number: 076020020000
  • Zoning: RES
  • Special condition: Other

Features

  • Private pool: Yes
  • Pool features: In Ground,Community,Gunite
  • Exterior features: Uncovered Courtyard
  • Fencing: Back Yard,Front Yard
  • Topography of land: Level,Level

Lot

  • Lot size: 3,911 sqft
  • Features: Auto Sprinkler F&R,Curb(s)/Gutter(s)

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Uncovered Parking Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$136$1,632
Property Taxes $496$5,952
Electricity $398$4,786
Total$3,634$43,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,594/yr
40% on housing$109,020/yr
45% on housing$96,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 95356$248
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95356$297
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$515,000
2021-12-15Sold$455,000
2005-10-12Sold$368,000
2001-10-02Sold$180,000

For Sale by Agent

AgentNanci D'Anna Wyatt
BrokerageLifestyle Realty

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