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44-350 Olina St #34, Kaneohe, HI, 96744

3beds
3baths
1,300sqft
$699,000
$538price/sqft
$4,278/moest. monthly cost
$171,120/yrincome needed

About This Home

Welome to Yacht Club Knolls in beautiful Kaneohe, where island living meets everyday comfort. Enjoy cool tradewinds and the relaxed Windward lifestyle in a lush and peaceful setting. This inviting 3 bedroom, 2.5 bath townhome features a convenient half bath on the main level, a layout not commonly found in many units within the community and a great benefit for everyday living and entertaining. The unit also offers added privacy with no neighbors above or below. Easy entry from the parking area with two assigned parking stalls located close to the unit adds to the everyday convenience. Fresh interior paint, new carpet, and a fully remodeled kitchen with brand new stainless steel appliances add comfort and style to this two story residence. The well maintained community offers amenities including an association pool, clubhouse, and the convenience of a resident manager. Conveniently located near Kaneohe Bay, Kaneohe Yacht Club, Marine Corps Base Hawaii, as well as shopping, dining, schools, and easy access to the H-3 Freeway. Excellent opportunity for buyers in a desirable Windward community.

Getting Around

7
WalkingCar-Dependent
28
TransitSome Transit
11
BikeSomewhat Bikeable

Schools

7/10
Aikahi Elementary SchoolGrades PK-60.8 mi
7/10
10/10
Kalaheo High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Average Condition,Good Condition,Updated/Remodeled
  • Year built: 1973

Materials

  • Construction materials: Masonry,Stucco

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Multi-Level
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Storage
  • Flooring: Carpet,Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,300 sqft

Property

Details

  • Parcel number: 1440120040016
  • Zoning description: 03 - R10 - Residential District
  • Special condition: Probate Listing

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Mountain(s)

Parking

  • Total spaces: 2
  • Parking features: Assigned,Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Landslide
Tsunami
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$114$1,368
Property Taxes $212$2,544
Electricity $418$5,023
Total$4,278$51,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,674/yr
40% on housing$128,340/yr
45% on housing$114,080/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 96744$779
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96744$766
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$739,000

For Sale by Agent

AgentJoey Ann Staggs
BrokerageParadise Realty & Management

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