See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

44-361 Nilu St APT 6, Kaneohe, HI, 96744

3beds
2baths
1,489sqft
$840,000
$564price/sqft
$5,115/moest. monthly cost
$204,600/yrincome needed

About This Home

Nice and spacious 3 bedroom, 2 bath townhome conveniently located between Kailua and Kaneohe. Easy access to the freeway and is near shopping, dining, Kailua Beach and MCBH Kaneohe. Vaulted ceilings give an open feeling. Tall windows provide some natural light. Enclosed ground level courtyard. One or more photos have been staged.

Getting Around

11
WalkingCar-Dependent
29
TransitSome Transit
11
BikeSomewhat Bikeable

Schools

7/10
Aikahi Elementary SchoolGrades PK-60.8 mi
7/10
10/10
Kalaheo High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1973

Materials

  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Multi-Level
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Full Bath on Main Level,Storage
  • Flooring: Laminate

Interior Area

  • Total structure area: 1,681
  • Total interior livable area: 1,489 sqft

Property

Details

  • Parcel number: 1440120040057
  • Zoning description: 03 - R10 - Residential District
  • Special condition: None

Features

  • Levels: Three Or More,Multi/Split
  • Has view: Yes
  • View description: Garden

Lot

  • Features: Yard

Parking

  • Total spaces: 2
  • Parking features: Assigned,Guest,Two Spaces
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Landslide
Tsunami
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$137$1,644
Property Taxes $252$3,024
Electricity $479$5,753
Total$5,115$61,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,371/yr
40% on housing$153,450/yr
45% on housing$136,400/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$564This listing

vs Other Active Listings

Avg $/sqft

ZIP 96744$779
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96744$766
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$840,000
2025-12-16Listing removed$900,000
2025-05-16Price change$900,000
2025-02-18Price change$925,000
2024-12-16Price change$950,000
2021-10-22Listing removed--
2021-10-16Price change$3,400
2021-09-30Price change$3,600
2021-09-16Listed for rent$4,000
2021-07-14Pending sale$785,000
2021-07-06Listed for sale$785,000
2017-09-21Sold$670,000
2017-05-19Listed for sale$680,000
2014-08-14Sold$590,000
2007-10-26Sold$577,500
2004-07-23Sold$382,000
2000-11-17Sold$215,000

For Sale by Agent

AgentJennifer Akaki
BrokerageILC & Swell Realty LLC

Similar Homes