2221 Fern St, Honolulu, HI, 96826
About This Home
Well located in town apartment building featuring a desirable mix of two 2 bedroom units and one 4 bedroom unit, offering flexible rental options and strong income potential. All units are generously sized with functional layouts, washer/dryer hook ups, separate electrical meters, good natural light, and on site parking, making them easy to lease and simple to manage. Tenants enjoy quick access to shopping, bus lines, schools, and major commuter routes, supporting stable demand and low vacancy in this central location. Ideal for an investor seeking steady cash flow or an owner occupant looking to live in one unit and rent the others to offset the mortgage. Plumbing was upgraded and building painted prior to listing.
Getting Around
Very Walkable
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Property condition: Average Condition,Good Condition
- Year built: 1964
Materials
- Construction materials: Double Wall,Hollow Tile,Concrete,Wood Frame
Type & Style
- Home type: MultiFamily
- Architectural style: Fourplex
- Property subType: Quadruplex
Interior
Appliances
- Appliances included: Washer
Interior Area
- Total structure area: 2,200
- Total interior livable area: 2,200 sqft
Property
Details
- Parcel number: 1270050590000
- Zoning description: 12 - A-2 Medium Density Apartme
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Has view: Yes
- View description: None
- Topography of land: Level
Lot
- Features: Cleared,Interior Lot,Level
Parking
- Total spaces: 4
- Parking features: Open
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Coastal Flooding
- Earthquake
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Hawaii Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,205 | $86,460 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $424 | $5,088 |
| Electricity | $708 | $8,501 |
| Total | $8,563 | $102,756 |
Income You'd Need if You Spent...
Hawaii FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Listed for sale | $1,425,000 |
| 2026-05-06 | Contingent | $1,425,000 |
| 2026-04-22 | Listed for sale | $1,425,000 |
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