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1823 Democrat St, Honolulu, HI, 96819

--beds
0baths
3,848sqft
$1,588,000
$413price/sqft
$9,970/moest. monthly cost
$398,800/yrincome needed

About This Home

Excellent investment opportunity if you are willing to put in a little work. 2-story hollow tile walk-up building with 6 total units: 5-2 Bedroom units; 1-1 Bedroom unit. Building needs roofing repairs/replacement and some spalling repairs. Units need renovations and plumbing repairs. 6 open parking spaces. 5 electric meters and 1 water meter.

Getting Around

84
WalkingVery Walkable
60
TransitGood Transit
69
BikeBikeable

Schools

Construction

Condition

  • Property condition: Average Condition,Repairs Major
  • Year built: 1956

Materials

  • Foundation: Slab
  • Construction materials: Hollow Tile,Single Wall,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: None

Interior Area

  • Total structure area: 3,848
  • Total interior livable area: 3,848 sqft

Property

Details

  • Parcel number: 1120051060000
  • Zoning description: 42 - I-2 General Industrial Dis
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: None
  • Frontage type: Other
  • Topography of land: Level

Lot

  • Features: Interior Lot,Other,Level

Parking

  • Total spaces: 6
  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,029$96,348
Home Insurance *$239$2,868
Property Taxes $463$5,556
Electricity $1,239$14,869
Total$9,970$119,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,828/yr
40% on housing$299,100/yr
45% on housing$265,866/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$413This listing

vs Other Active Listings

Avg $/sqft

ZIP 96819$621
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96819$698
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$1,588,000

For Sale by Agent

AgentScott T Fujiwara
BrokerageIsland, REALTORS

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