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24 Stone Tower Ln, Barrington, RI, 02806

4beds
5baths
5,635sqft
$5,395,000
$957price/sqft
$37,670/moest. monthly cost
$1,506,800/yrincome needed

About This Home

Stunning private waterfront oasis set on more than three acres of beautifully landscaped grounds at the tip of Rumstick Point. Thoughtfully renovated by the current owners, this exceptional home blends timeless elegance with modern comfort. The main level features a spacious living room with a gas fireplace, sunroom/home office, dining room, family room with a gas fireplace, and a beautifully appointed kitchen—all showcasing spectacular water views. Each of the four bedrooms enjoys serene water views with their own beautifully updated baths. A convenient second-floor laundry room adds to the home's thoughtful design. The private backyard is a true showpiece, featuring a custom pool, mature specimen plantings, and a fenced raised-bed garden. Entertain with ease in the outdoor kitchen, complete with a Napoleon grill, searing station, and premium amenities, along with multiple dining and gathering spaces designed to take full advantage of the waterfront setting. Steps lead directly to the water, with beach access just a short paddle away. Meticulous landscaping, exceptional outdoor living spaces, and high-end finishes throughout make this a rare, move-in-ready waterfront retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
Nayatt SchoolGrades K-31.5 mi
10/10
Barrington Middle SchoolGrades 6-82.9 mi
10/10
Barrington High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Plaster,Masonry,Shingles

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Disposal,Range Hood,Oven/Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Partially Finished,Family Room,Storage Space,Utility

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Wall (Dry Wall),Wall (Plaster),Plumbing (Mixed),Insulation (Cap),Insulation (Ceiling),Insulation (Walls)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,105
  • Finished area above ground: 4,530

Heating & Cooling

  • Heating features: Natural Gas,Central Air,Forced Air,Hydro-Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,530
  • Total interior livable area: 5,635 sqft

Property

Details

  • Parcel number: BARRM11L057
  • Zoning: R40

Features

  • Pool features: In Ground
  • Patio & porch: Deck
  • Exterior features: Barbecue
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,Access,Beach,Saltwater Front,Walk to Salt Water,Walk To Water

Lot

  • Lot size: 3.08 Acres
  • Features: Cul-De-Sac,Sprinklers

Parking

  • Total spaces: 9
  • Parking features: Garage Door Opener,Integral,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,280$327,360
Home Insurance *$2,308$27,696
Property Taxes $6,935$83,220
Electricity $1,147$13,771
Total$37,670$452,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,291,542/yr
40% on housing$1,130,100/yr
45% on housing$1,004,533/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$957This listing

vs Other Active Listings

Avg $/sqft

ZIP 02806$429
Bristol County$377

vs Homes Sold Last Month

Median $/sqft

ZIP 02806$376
Bristol County$364

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$5,395,000
2019-06-17Sold$2,236,000
2018-06-22Listing removed$2,650,000
2018-05-10Listed for sale$2,650,000
2017-09-19Listing removed$2,695,000
2017-03-23Price change$2,695,000
2016-10-04Price change$2,750,000
2016-07-26Price change$2,775,000
2016-02-05Listed for sale$2,975,000
2015-04-17Listing removed$2,975,000
2015-02-21Listed for sale$2,975,000
2009-07-05Listing removed$3,850,000
2009-04-01Listed for sale$3,850,000
1996-07-01Sold$425,000

For Sale by Agent

AgentThe Coleman Group
BrokerageMott & Chace Sotheby's Intl.

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