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971 Borden Rd Space 109, San Marcos, CA, 92069

3beds
2baths
1,440sqft
$335,000
$233price/sqft
$2,442/moest. monthly cost
$97,680/yrincome needed

About This Home

ALL AGE Park in Rancho San Marcos! 1989, 3BR, 2BA, 1440sf, space #109 rent is increasing $33 in Aug. so the new total will be $1,073 + $150 utilities. RV parking available for $80mo. Pride of ownership shines throughout this extensively upgraded home featuring years of thoughtful improvements and modern finishes. The beautifully remodeled kitchen offers updated cabinetry, countertops, sink, and appliances, while both bathrooms have been tastefully renovated with stylish finishes, including an oversized soaking tub in the primary suite and updated tile work. Enjoy durable luxury vinyl plank flooring throughout, energy-efficient windows with shutters, newer interior doors, widened doorways, custom built-in cabinetry by G & D Woodworking, new sliding closet doors nad Central Heat & Air Conditioning. Major system upgrades include updated plumbing supply lines and a complete HVAC flex duct replacement completed in February 2025, providing added peace of mind. Outside, you'll appreciate the low-maintenance artificial turf, freshly painted exterior, Trex ramp decking, spacious 8'x11' Shed and numerous accessibility-friendly improvements. This truly move-in-ready home combines quality craftsmanship, modern upgrades, and exceptional comfort, making it a must-see for today's buyers. Conveniently close to Richland Elementary School. Community Pool, Spa, Clubhouse, Basketball court& more!. Home must be owner-occupied – no rentals allowed. 650+Fico, 3x the space rent, 1.5x the PITI & appt required to apply

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

7/10
Richland ElementaryGrades K-50.3 mi
5/10
7/10
Mission Hills High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Pier Jacks,Tie Down
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Range,Range Hood,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Inside

Bathroom

  • Features: Bidet,Bathroom Exhaust Fan,Bathtub,Dual Sinks,Full Bath on Main Level,Granite Counters,Remodeled,Separate Shower,Upgraded,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,Living Room Deck Attached,Open Floorplan,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Door features: Mirrored Closet Door(s)
  • Window features: Double Pane Windows,Screens,Shutters
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,440 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo

Master Bedroom

  • Features: Primary Suite

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 7722402313
  • On leased land: Yes
  • Lease amount: 1073
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,Fenced,In Ground
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Community,In Ground
  • Fencing: Vinyl

Lot

  • Features: 0-1 Unit/Acre,Gentle Sloping,Landscaped,Walkstreet,Yard

Parking

  • Parking features: Attached Carport,Asphalt,Driveway
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$66$792
Property Taxes $285$3,420
Electricity $398$4,786
Total$2,442$29,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,725/yr
40% on housing$73,260/yr
45% on housing$65,120/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 92069$450
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92069$518
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$324,000
2026-08-08Price change$334,000
2026-08-06Price change$324,000
2026-07-04Listed for sale$335,000
2015-11-17Sold$98,000
2015-10-02Listed for sale$109,900

For Sale by Agent

AgentRussell Smith
BrokerageHomeSmart Realty West

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