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4838 W Cedar Creek Pl, New Palestine, IN, 46163

3beds
2baths
2,582sqft
$425,000
$165price/sqft
$2,931/moest. monthly cost
$117,240/yrincome needed

About This Home

Welcome home to this exceptional custom-built brick ranch perfectly positioned on a picturesque lot with a private lake view. Combining timeless craftsmanship with modern comfort, this beautifully maintained home offers the peaceful lifestyle you've been searching for. Step inside and be greeted by a spacious great room highlighted by soaring cathedral ceilings and a cozy electric fireplace, creating the perfect gathering space for family and friends. The spacious kitchen features tile flooring, a stylish backsplash, under-cabinet lighting, a generous pantry, and all appliances included. A sunny breakfast area flows seamlessly into a gorgeous sunroom flooded with natural light, perfect for morning coffee or relaxing with a good book. The formal dining room offers an elegant setting for holiday dinners and special occasions. Designed with privacy in mind, the split-bedroom floor plan separates the spacious primary suite from the secondary bedrooms. The owner's retreat features double vanities, walk-in closet, a walk-in shower, and a separate soaking tub for a true spa-like experience. Two additional bedrooms and a full bath are thoughtfully situated on the opposite side of the home. Upstairs, you'll find a versatile loft space along with an unfinished bonus room providing endless opportunities for future expansion, storage, a home office, or recreation space. The finished three-car garage offers ample room for vehicles, tools, hobbies, and additional storage. Outside, the beauty continues with a covered back porch overlooking the fenced backyard, storage shed, and a breathtaking private lake complete with its own dock. Whether you're fishing, enjoying sunset views, or simply soaking in the peaceful surroundings, this outdoor space is truly special. Conveniently located just minutes from New Palestine High School, this one-owner property offers the perfect balance of privacy, space, and accessibility. Don't miss everything this remarkable home has to offer!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10
New Palestine High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Gas Oven,Refrigerator,Water Softener Owned
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 99
  • Dimensions: 09x11

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Features

  • Attic Access,Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Hardwood Floors,Pantry
  • Window features: Wood Work Stained
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Access Only

Great Room

  • Level: Main
  • Area: 340
  • Dimensions: 17x20

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,582
  • Total interior livable area: 2,582 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 30
  • Dimensions: 05x06

Loft

  • Level: Upper
  • Area: 266
  • Dimensions: 14x19

Master Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 14x15

Sun Room

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Property

Details

  • Parcel number: 301020302080000013
  • Horse amenities: None

Features

  • Levels: One Leveland + Loft
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Storage
  • Fencing: Fenced,Chain Link,Full
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.71 Acres
  • Features: Sidewalks,Mature Trees

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$214$2,568
Property Taxes $332$3,984
Electricity $236$2,840
Total$2,931$35,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,491/yr
40% on housing$87,930/yr
45% on housing$78,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 46163$144
Hancock County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 46163$151
Hancock County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$425,000
2026-08-01Price change$425,000
2026-07-25Price change$445,000
2026-07-10Price change$450,000
2026-07-01Price change$454,999
2026-06-19Price change$455,000
2026-05-30Listed for sale$465,000

For Sale by Agent

AgentJamie Suchotzky
BrokerageRed Hot, REALTORS LLC

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