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1909 Lake Shore Dr, Michigan City, IN, 46360

5beds
4baths
2,932sqft
$1,790,000
$611price/sqft
$11,931/moest. monthly cost
$477,240/yrincome needed

About This Home

Architecturally stunning contemporary retreat in the heart of Long Beach just moments from the shores of Lake Michigan. This exceptional custom residence blends clean modern design with warm coastal sophistication, offering expansive light-filled interiors, soaring ceilings, dramatic walls of glass, and seamless indoor-outdoor living. Designed for both luxurious entertaining and relaxed lake living, the open-concept floor plan features multiple gathering spaces, beautifully updated finishes, spacious bedrooms, and spa-inspired baths. The chef's kitchen flows effortlessly into the main living areas and outdoor entertaining spaces, creating an ideal setting for weekend escapes or year-round living. Large windows throughout the home capture natural light and tranquil surrounding views while thoughtfully designed outdoor areas provide the perfect backdrop for morning coffee, evening cocktails, and summer gatherings near the lake. Located in highly sought-after Long Beach, this rare modern offering combines architectural style, privacy, and proximity to beaches, dining, golf, and all that Michigan City and Harbor Country have to offer. A unique opportunity to own a sophisticated coastal residence only about 1 hour from downtown Chicago.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
3/10
Michigan City High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Range,Microwave,Gas Water Heater,Gas Cooktop,Dishwasher
  • Laundry features: Laundry Room,Sink,Main Level

Bedroom2

  • Area: 100
  • Dimensions: 10.0 x 10.0

Bedroom3

  • Area: 100
  • Dimensions: 10.0 x 10.0

Bedroom4

  • Area: 156
  • Dimensions: 12.0 x 13.0

Bedroom5

  • Area: 228
  • Dimensions: 19.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Breakfast Room

  • Area: 121
  • Dimensions: 11.0 x 11.0

Family Room

  • Area: 351
  • Dimensions: 27.0 x 13.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Vaulted Ceiling(s),Stone Counters,Recessed Lighting,Open Floorplan,Kitchen Island,In-Law Floorplan,High Ceilings,Granite Counters,Eat-in Kitchen,Entrance Foyer,Double Vanity,Ceiling Fan(s)
  • Window features: Aluminum Frames,Insulated Windows,Blinds
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,432

Heating

  • Heating features: Zoned,Natural Gas,Forced Air

Interior Area

  • Total structure area: 2,932
  • Total interior livable area: 2,932 sqft

Kitchen

  • Area: 144
  • Dimensions: 12.0 x 12.0

Laundry

  • Area: 234
  • Dimensions: 26.0 x 9.0

Living Room

  • Area: 336
  • Dimensions: 24.0 x 14.0

Primary Bedroom

  • Area: 260
  • Dimensions: 20.0 x 13.0

Utility Room

  • Area: 144
  • Dimensions: 12.0 x 12.0

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 460115452004000023
  • Special condition: None

Features

  • Levels: Three Or More
  • Patio & porch: Deck,Rear Porch,Porch,Front Porch
  • Exterior features: Rain Gutters,Private Yard,Lighting
  • Has view: Yes
  • View description: Lake,Water,Trees/Woods
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 5,998 sqft
  • Features: Back Yard,Wooded,Rectangular Lot,Private,Paved,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Attached,Paved,Heated Garage,Garage Faces Front,Driveway,Concrete,Additional Parking,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,051$108,612
Home Insurance *$1,207$14,484
Property Taxes $1,405$16,860
Electricity $268$3,225
Total$11,931$143,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$409,062/yr
40% on housing$357,930/yr
45% on housing$318,160/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$611This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$169
LaPorte County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,790,000
2025-11-07Listed for sale$1,890,000
2021-07-26Sold$760,000
2020-11-01Listing removed$799,900
2020-06-12Price change$799,900
2020-02-27Listed for sale$825,000
2020-01-03Listing removed$825,000
2019-09-04Price change$825,000
2019-07-03Listed for sale$849,000

For Sale by Agent

AgentTimothy Perry
BrokerageColdwell Banker Realty

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