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218 Fogarty St, Michigan City, IN, 46360

2beds
1baths
1,365sqft
$630,000
$462price/sqft
$4,296/moest. monthly cost
$171,840/yrincome needed

About This Home

Beautifully remodeled home within walking distance to the beach! The main and upper levels have been fully updated, including electrical and HVAC, offering a modern, move-in ready space. Enjoy a bright, comfortable layout, along with a front and back yard perfect for relaxing or entertaining. Property also features a hot tub and detached garage for added convenience. A great opportunity to own a stylish home in a prime location.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
5/10
3/10
Michigan City High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1895

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Washer,Range Hood,Refrigerator,Gas Cooktop,Freezer,Dishwasher,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Area: 675
  • Dimensions: 27.0 x 25.0

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedroom2

  • Area: 130
  • Dimensions: 13.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Area: 168
  • Dimensions: 14.0 x 12.0

Features

  • Entrance Foyer
  • Finished area above ground: 1,365

Foyer

  • Area: 104
  • Dimensions: 13.0 x 8.0

Foyer

  • Area: 42
  • Dimensions: 14.0 x 3.0

Foyer

  • Area: 42
  • Dimensions: 14.0 x 3.0

Game Room

  • Area: 224
  • Dimensions: 16.0 x 14.0

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 1,365
  • Total interior livable area: 1,365 sqft

Kitchen

  • Area: 168
  • Dimensions: 14.0 x 12.0

Living Room

  • Area: 247
  • Dimensions: 19.0 x 13.0

Primary Bedroom

  • Area: 130
  • Dimensions: 13.0 x 10.0

Property

Details

  • Parcel number: 460121359012000022
  • Special condition: Standard,None

Features

  • Levels: Two
  • Pool features: Other
  • Patio & porch: Deck
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,662 sqft
  • Features: Back Yard,Rectangular Lot,Front Yard

Parking

  • Total spaces: 1.5
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$424$5,088
Property Taxes $503$6,036
Electricity $184$2,212
Total$4,296$51,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,291/yr
40% on housing$128,880/yr
45% on housing$114,560/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$173
LaPorte County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$630,000
2025-10-28Sold$260,000
2025-09-30Pending sale$300,000
2025-09-26Listed for sale$300,000

For Sale by Agent

AgentFerris Khalil
BrokerageMTM Realty Group

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