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2109 Ohio St, Michigan City, IN, 46360

0beds
--baths
0sqft
$99,000
--price/sqft
$915/moest. monthly cost
$36,600/yrincome needed

About This Home

There are a house and a guest house and they are ready to be made Homes!!! The main house has a new metal roof and most of the windows are new. The guest house has its own electric meter. The rest is just waiting for you. This property has so many possibilities! What are you going to do with it?

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Knapp Elementary SchoolGrades PK-60.4 mi
2/10
Barker Middle SchoolGrades 7-80.7 mi
3/10
Michigan City High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Daylight,Unfinished,Storage Space,Full

Features

  • None
  • Finished area above ground: 0

Heating

  • Heating features: None

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 460132331007000022
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: One and One Half
  • Pool features: None
  • Exterior features: Other
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 4,094 sqft
  • Features: Back Yard,Near Public Transit

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$66$792
Property Taxes $165$1,980
Electricity $184$2,212
Total$915$10,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,371/yr
40% on housing$27,450/yr
45% on housing$24,400/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 46360$176
LaPorte County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 46360$151
LaPorte County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$99,000
2026-02-22Listed for sale$110,000
2021-08-20Sold$25,000
2021-02-22Sold$7,000

For Sale by Agent

AgentMiranda Sebesta
BrokerageMTM Realty Group

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