424 22nd St SW, Mason City, IA, 50401
About This Home
Welcome to this well-maintained ranch home, perfectly situated on a quiet street on the southwest side of town, just minutes from the YMCA with convenient access to 19th Street. Filled with natural light from its desirable southern exposure and oversized windows, this home offers a warm and inviting atmosphere throughout. The main level features three comfortable bedrooms and a spacious full bathroom, providing easy, functional living. The lower level expands your living space with a huge family room, a fourth bedroom with egress, and a second kitchen—ideal for guests, extended family, or entertaining. Step outside to enjoy the large, fully fenced backyard, perfect for relaxing, pets, or play. Additional highlights include an attached one-stall garage and thoughtful upkeep that reflects pride of ownership. The current owner is relocating unexpectedly for a new job, making this move-in-ready home an exceptional opportunity. Don’t miss your chance to enjoy comfort, convenience, and versatility in a desirable southwest location.
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom2
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedroom3
- Level: Main
- Area: 90
- Dimensions: 10x9
Bedroom4
- Level: Lower
- Area: 156
- Dimensions: 13x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 99
- Dimensions: 11x9
Family Room
- Level: Lower
- Area: 338
- Dimensions: 13x26
Features
- Finished area below ground: 775
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,815 sqft
Kitchen
- Level: Main
- Area: 99
- Dimensions: 11x9
Living Room
- Level: Main
- Area: 221
- Dimensions: 13x17
Other
- Level: Main
- Area: 120
- Dimensions: 10x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 071640401300
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: 60 x 100
Parking
- Total spaces: 1
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $993 | $11,916 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $230 | $2,760 |
| Electricity | $135 | $1,624 |
| Total | $1,573 | $18,876 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $189,500 |
| 2026-02-13 | Listed for sale | $196,500 |
| 2025-05-09 | Sold | $180,000 |
| 2025-05-07 | Pending sale | $184,900 |
| 2025-03-12 | Listed for sale | $184,900 |
| 2025-01-30 | Listing removed | $189,900 |
| 2024-07-30 | Listed for sale | $189,900 |
| 2018-11-21 | Sold | $106,000 |
| 2018-08-26 | Listed for sale | $114,900 |
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