See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

103 N Dewey St, Prairie City, IA, 50228

4beds
2baths
1,522sqft
$250,000
$164price/sqft
$1,842/moest. monthly cost
$73,680/yrincome needed

About This Home

This beautifully updated 1.5 story home seamlessly blends timeless character with modern convenience. Offering 4 bedrooms, 1.5 baths, and main floor laundry, the property has undergone an extensive renovation and is truly move-in ready! The main floor features a new kitchen along with appliances plus a generously sized primary bedroom that can also serve as a home office, playroom, or flexible use space based on needs. In addition, the main level includes three multifunctional rooms that provide a variety of layout options for living, dining, or entertainment. The upper level offers three additional bedrooms along with a fully renovated full bath. Outside, the property includes a spacious barn with exceptional potential...ideal for garage, storage, a workshop, hobby use, or future customization. Delivering charm, versatility, and quality updates throughout, this home is an exceptional opportunity for YOU! This home has been preinspected for your peace of mind as well along with a 1 year Home Warranty included. Welcome home!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
8/10
PCM Middle SchoolGrades 6-80.3 mi
5/10
Pcm High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,522 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1601126019
  • Zoning: Residential-Single Family

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 0

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Drought
Hail
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$189$2,268
Property Taxes $268$3,216
Electricity $121$1,452
Total$1,842$22,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,154/yr
40% on housing$55,260/yr
45% on housing$49,120/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 50228$148
Jasper County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 50228$176
Jasper County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-06Price change$254,900
2026-02-24Price change$260,000
2026-01-29Price change$264,900
2025-11-26Listed for sale$269,900
2025-08-25Sold$120,000

For Sale by Agent

AgentMichelle Hanson, RE/MAX Concepts
BrokerageRE/MAX Concepts

Similar Homes