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126 W 2nd St, Muscatine, IA, 52761

2beds
4baths
4,398sqft
$378,000
$86price/sqft
$2,917/moest. monthly cost
$116,680/yrincome needed

About This Home

Here is your opportunity to own a historic home in the downtown area. This building originally was the Hampe & Brother Saddle and Harness Manufacturing Company. Main floor is a commercial retail or office space. Elevator access to the residential home on the 2nd and 3rd floors. Renovated 2BR 3BA luxury space complete with Commercial State of the Art kitchen with stainless appliances. Refrigerator is unbelievable. Custom hard wood flooring. Floor to ceiling windows for natural lighting. Master Bath features a double vanity for 2 sinks, soaker tub and separate walk in shower. Laundry area with washer and dryer. Second bedroom offers a Murphy Bed. This property might qualify for the small business forgivable loan program.

Getting Around

80
WalkingVery Walkable
25
TransitSome Transit
67
BikeBikeable

Schools

5/10
3/10
Susan Clark Junior HighGrades 7-81.5 mi
4/10
Muscatine High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1876

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove,Washer,Built-in Microwave,Dishwasher,Disposal
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Basement Drain

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/4 bathrooms: 1

Features

  • Bath Off Master
  • Finished area below ground: 600
  • Finished area above ground: 3,798

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,900
  • Total interior livable area: 4,398 sqft

Property

Details

  • Parcel number: 1302226002
  • Zoning: com-res

Features

  • Stories: 3
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 1,742 sqft
  • Lot size dimensions: 19 x 100

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,911$22,932
Home Insurance *$278$3,336
Property Taxes $400$4,800
Electricity $328$3,936
Total$2,917$35,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,011/yr
40% on housing$87,510/yr
45% on housing$77,786/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 52761$121
Muscatine County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 52761$118
Muscatine County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$378,000
2026-04-07Listing removed$378,000
2025-09-09Price change$378,000
2025-06-02Listed for sale$400,000
2023-07-27Listing removed--
2023-03-08Listed for sale$449,900
2018-03-02Sold$175,000

For Sale by Agent

AgentRich Hartsock
BrokerageExit Realty Group

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