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409 Myrtle St, Sioux City, IA, 51103

4beds
2baths
1,655sqft
$210,000
$127price/sqft
$1,661/moest. monthly cost
$66,440/yrincome needed

About This Home

Adorable 4-bedroom, 2-bath home in a great area close to shopping and everyday conveniences. Features a spacious living room that flows into the dining area and open kitchen. Enjoy the fenced backyard with a storage shed and a welcoming front porch. Selling as-is and awaiting your personal touch!

Getting Around

72
WalkingVery Walkable
26
TransitSome Transit
50
BikeBikeable

Schools

2/10
Liberty Elementary SchoolGrades PK-50.5 mi
5/10
West Middle SchoolGrades 6-81.6 mi
3/10
West High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,655

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,655
  • Total interior livable area: 1,655 sqft

Property

Details

  • Parcel number: 894729177017

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft
  • Features: Retaining Wall,Wooded

Parking

  • Parking features: No Garage,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$190$2,280
Property Taxes $287$3,444
Electricity $123$1,481
Total$1,661$19,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,948/yr
40% on housing$49,830/yr
45% on housing$44,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 51103$112
Woodbury County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 51103$121
Woodbury County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$210,000
2024-08-19Sold$195,000
2024-07-15Pending sale$195,000
2024-01-09Listing removed--
2023-10-24Listed for sale$179,950
2023-02-10Sold$67,000
2022-12-14Pending sale$55,000
2022-12-12Listed for sale$55,000

For Sale by Agent

AgentRosa Garcia Cabrales
BrokerageColdwell Banker Associated Brokers

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