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129 Mallard Loop, Waynesville, NC, 28785

2beds
2baths
816sqft
$270,000
$331price/sqft
$1,831/moest. monthly cost
$73,240/yrincome needed

About This Home

A REMARKABLE & PICTURESQUE SETTING... the front of this home overlooks a large lake and distant mountain views; the back of this home overlooks a rushing mountain creek. Located in the Jonathan Valley area. This "cabin-style" park model home has cathedral-style tongue and groove wood ceilings with wood beams, tongue and groove wood walls, and wood floors throughout. Two bedrooms with split design, two full bathrooms, living room, modest but fully functional kitchen, and a dining area. The upper loft area provides additional sleeping space for the little ones; they'll love the climb up the ladder (this area not counted in square footage). Ceiling fans with light fixtures throughout. Central heat and air. Public water and sewer. The exterior siding is wood; log-style. Metal roof. The front porch is covered; to enjoy the views, rain or shine. The side deck is open, of good size, and a great spot to barbeque; there are stairs that lead down to the creek. The 10' x 10' out-building on the side has electrical outlets and overhead lighting. This home is nestled within Dogwood Lakes; a close-knit community that is suitable for year-round or seasonal use. Valley-floor setting with level year-round access. Close to Maggie Valley, Waynesville, Cataloochee Valley in the Great Smoky Mtns National Park. 30-40 minutes to Asheville. Nearby restaurants, shops, entertainment, outdoor activities, & major roadways.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

9/10
4/10
Waynesville MiddleGrades 6-86.2 mi
7/10
Tuscola HighGrades 9-125.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood,Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Cabin
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Closet,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s),Split BR Plan
  • Level: Main
  • Area: 110
  • Dimensions: 11' 0" X 10' 0"

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Family Room

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 154
  • Dimensions: 14' 0" X 11' 0"

Features

  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 816

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Cathedral Ceiling(s),Ceiling Fan(s)
  • Level: Main
  • Area: 99
  • Dimensions: 11' 0" X 9' 0"

Primary Bedroom

  • Features: Cathedral Ceiling(s),Ceiling Fan(s),Split BR Plan
  • Level: Main
  • Area: 110
  • Dimensions: 11' 0" X 10' 0"

Property

Details

  • Parcel number: 8608471631
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch
  • Has view: Yes
  • View description: Mountain(s),Year Round
  • On waterfront: Yes
  • Waterfront features: None,Creek,Pond

Lot

  • Lot size: 0.13 Acres
  • Features: Flood Plain/Bottom Land,Level,Pond(s)

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Haywood County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$91$1,092
Property Taxes $175$2,100
Electricity $200$2,405
Total$1,831$21,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,777/yr
40% on housing$54,930/yr
45% on housing$48,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$331This listing

vs Other Active Listings

Avg $/sqft

ZIP 28785$169
Haywood County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 28785$243
Haywood County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$285,000
2026-01-12Listed for sale$299,999
2023-02-14Sold$277,000
2022-11-08Price change$285,000
2022-07-07Listed for sale$300,000
2010-09-02Listing removed$89,000
2010-06-04Price change$89,000
2010-04-17Price change$94,000
2009-06-20Listed for sale$109,000

For Sale by Agent

AgentEllis Morris
BrokerageKeller Williams Great Smokies

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