2940 Cedar Avenue, Lummi Island, WA, 98262
About This Home
Cute Lummi Island Home - Great Getaway or Investment! Charming 2 bed, 1.25 bath home on Lummi Island! This well-built 1,025 sq. ft. home features a bright main floor plus an unfinished basement with outside entrance, offering lots of storage or expansion potential. The converted garage is currently a recording studio but could easily become a spacious primary suite, party room, or converted back to garage use. Sitting on an 18,000 sq. ft. double lot with a low-maintenance yard. Floorplan is designed with a great flow for entertaining. Located in desirable Scenic Estates, enjoy community amenities including a boat launch, seasonal marina, clubhouse, and private swim lake with cabana & BBQ area.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Good
- Year built: 2008
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Wood Products
Type & Style
- Home type: SingleFamily
- Architectural style: 1 Story w/Bsmnt.
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)
Basement
- Has basement: Yes
- Basement: Bath/Stubbed
Bathroom Three Quarter
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Entry Hall
- Level: Main
Features
- Flooring: Laminate,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas,Main Level: 1,Fireplace
- Fireplace: Yes
Heating & Cooling
- Heating features: Fireplace,Radiant,Stove/Free Standing,Electric,Propane
- Cooling features: None
Interior Area
- Total structure area: 1,994
- Total interior livable area: 1,994 sqft
Kitchen With Eating Space
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Other
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: 3701235144330000
- Zoning: RRI
- Zoning description: Jurisdiction: County
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Fireplace
- Topography of land: Level
- Residential vegetation: Brush,Wooded
Lot
- Lot size: 0.42 Acres
- Features: Paved,Deck,Dock,Outbuildings,Propane
- Lot size dimensions: 117 x 126 x 126 x 164
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Coastal Flooding
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,169 | $26,028 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $243 | $2,916 |
| Electricity | $149 | $1,793 |
| Total | $2,711 | $32,532 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $429,000 |
| 2025-10-28 | Price change | $449,000 |
| 2025-08-19 | Price change | $458,450 |
| 2025-08-11 | Price change | $459,950 |
| 2025-07-14 | Price change | $469,500 |
| 2025-04-21 | Price change | $479,500 |
| 2025-01-20 | Price change | $485,000 |
| 2024-12-18 | Listed for sale | $500,000 |
| 2015-12-01 | Sold | $218,750 |
| 2015-10-28 | Pending sale | $225,000 |
| 2015-05-04 | Listed for sale | $225,000 |
| 2014-10-01 | Listing removed | $199,000 |
| 2013-12-27 | Price change | $199,000 |
| 2013-10-04 | Price change | $219,500 |
| 2012-02-14 | Price change | $224,000 |
| 2010-11-24 | Listed for sale | $235,000 |
| 1992-07-14 | Sold | $6,500 |
View on Zillow