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3199 Eton Rd, Cambria, CA, 93428

3beds
2baths
1,796sqft
$899,999
$501price/sqft
$5,956/moest. monthly cost
$238,240/yrincome needed

About This Home

Green Hills in perfect view! On the sunny side of town sits this virtually one-level 3 bedroom / 2 full bathroom 2007 home built with Hardy board siding. Featuring: high ceilings, lovely views of rural Cambria, fenced property, huge garage, inside laundry, ensuite primary bedroom, private back yard / landscaped front yard. Other amenities include a whole-house water filtration system, a Generac generator, a 600 pound-capable lift in the garage to the kitchen above, a deck to enjoy the views, close proximity to town and accessing Hwy 1 and lots of parking possible in the front driveway area. This property is a great “mix” and has lots to love! Move-in ready!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
Cambria Grammar SchoolGrades K-50.2 mi
5/10
6/10
Coast Union High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2007

Materials

  • Foundation: Block,Combination
  • Roof: Fiberglass
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Gas Range,Gas Water Heater,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bathroom

  • Features: Linen Closet,Tile Counters,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: None

Features

  • Ceiling Fan(s),Dumbwaiter,High Ceilings,Walk-In Closet(s)
  • Window features: Blinds,Drapes
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,796 sqft

Kitchen

  • Features: Pots & Pan Drawers,Tile Counters

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 023482021
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: Multi/Split
  • Entry location: front
  • Pool features: None
  • Patio & porch: Rear Porch,Deck,Open,Patio
  • Spa features: None
  • Fencing: Chain Link,Wood
  • Has view: Yes
  • View description: Hills,Mountain(s),Pasture,Trees/Woods

Lot

  • Lot size: 7,841 sqft
  • Features: 0-1 Unit/Acre,Back Yard,Corner Lot,Sloped Up

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Garage Faces Front,Garage,Garage Door Opener,Oversized,RV Garage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$176$2,112
Property Taxes $832$9,984
Electricity $398$4,786
Total$5,956$71,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,205/yr
40% on housing$178,680/yr
45% on housing$158,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$501This listing

vs Other Active Listings

Avg $/sqft

ZIP 93428$560
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93428$649
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$939,000
2017-03-31Sold$545,000
2017-03-20Pending sale$559,000
2017-03-03Price change$559,000
2017-02-02Listed for sale$579,000
2016-06-16Sold$449,000
2014-08-23Listing removed$1,800
2014-08-03Price change$1,800
2014-07-23Listed for rent$1,900
2002-02-05Sold$165,000

For Sale by Agent

AgentCasey Hosman
BrokerageThe Real Estate Company of Cambria

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