See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1015 SE 46th St, Ocala, FL, 34480

4beds
3baths
4,090sqft
$1,180,000
$289price/sqft
$9,182/moest. monthly cost
$367,280/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Gorgeous POOL home located on a quiet cul-de-sac in the desirable Cedars of Bellechase, this impressive 4,090 sq ft home offers 4 bedrooms, 3 bathrooms, an office, bonus room, and 3-car garage on a spacious lot, blending elegant design with everyday functionality. The backyard is an outdoor retreat complete with a heated gas pool and spa, expansive paver patio, screened enclosure, pergola, open yard, and fresh landscaping. Double entry doors open to a welcoming foyer with a formal sitting area featuring a tray ceiling, gas fireplace, crown molding, and tile flooring, while the formal dining room also showcases tray ceilings and crown detail. The chef's kitchen is the heart of the home with granite countertops, stainless built-in oven and microwave, cooktop, a large center island, and an oversized walk-in pantry with shelving, flowing seamlessly into the living area with soaring ceilings, tray detail, fan, and built-in speakers. Two secondary bedrooms are thoughtfully connected by a Jack-and-Jill bathroom, offering convenience and privacy, while the additional guest bedroom is well positioned near a full bath. The primary suite is a true escape with double tray ceilings, crown molding, private access to the Florida room, room-darkening shades, and custom his-and-her walk-in closets, complemented by a spa-like bath with double granite vanities, soaker tub, and a multi-head walk-in shower. Additional highlights include a front office with French doors, a spacious bonus room with built-in speakers, an 85-inch TV, and pool table included, updated HVAC systems (2020), a new roof (2023), a well-appointed laundry and mudroom, whole-home security system, tankless and traditional water heaters, and an epoxy-floored 3-car garage with abundant storage- this home delivers space, privacy, and upscale living in a sought-after setting.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

6/10
8/10
Osceola Middle SchoolGrades 6-82.7 mi
3/10
Belleview High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Dryer,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Gas,Other Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,379
  • Total interior livable area: 4,090 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 3059805054
  • Zoning: PD01
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground
  • Patio & porch: Enclosed,Patio,Porch,Screened
  • Exterior features: Irrigation System,Lighting
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Pool,Trees/Woods
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 0.64 Acres
  • Features: Cleared,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,966$71,592
Home Insurance *$1,118$13,416
Property Taxes $1,687$20,244
Electricity $411$4,939
Total$9,182$110,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$314,811/yr
40% on housing$275,460/yr
45% on housing$244,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 34480$215
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34480$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$1,180,000
2026-01-26Listed for sale$1,200,000
2022-03-08Sold$650,000
2022-01-24Pending sale$675,522
2022-01-22Listed for sale$675,522
2021-05-06Listing removed--
2021-04-01Listed for sale$644,950
2019-09-26Listing removed$619,586
2019-03-26Price change$619,586
2018-11-16Price change$674,900
2018-09-27Listed for sale$699,850
2017-04-01Listing removed$699,888
2016-09-30Listed for sale$699,888
2016-06-02Listing removed$629,900
2016-02-18Price change$629,900
2015-07-03Price change$674,476
2015-07-02Price change$694,496
2015-05-12Listed for sale$703,307
2015-03-10Listing removed$699,000
2014-09-17Listed for sale$699,000
2013-11-12Listing removed$638,000
2013-04-29Listed for sale$638,000
2012-10-26Listing removed$670,500
2012-08-18Listed for sale$670,500

For Sale by Agent

AgentShelby Correia
BrokerageON TOP OF THE WORLD REAL EST

Similar Homes