430 Gladstone St, Bay Saint Louis, MS, 39520
About This Home
Unlock incredible value with this high-upside gem located in a coveted X Flood Zone! Rarely do you find a ''fixer-upper'' where the most expensive interior renovations have already been completed. This spacious home is the perfect play for an investor or a handy homeowner looking to trade a little sweat equity for a significant jump in value. Step inside to find an impressive open-concept Great Room featuring soaring vaulted ceilings, a floor-to-ceiling brick fireplace, and updated wood-look tile flooring that flows throughout the main level. The heart of the home is a fully modernized chef's kitchen, complete with rich wood cabinetry, sleek granite countertops, and stainless steel appliances--allowing you to move in and live comfortably while you finish the exterior vision. The real opportunity to build equity lies just outside your back door. The expansive, fully fenced backyard features a private in-ground pool that is just a liner and a refresh away from becoming a high-end summer oasis. With a deep wrap-around porch, a circular driveway perfect for boat or RV storage, and a large carport with a dedicated workshop, the ''bones'' of this property are rock solid. Best of all, because it sits in a non-flood zone, you can enjoy lower carrying costs and total peace of mind while you put the finishing touches on this diamond in the rough. Priced to move and ready for your vision--schedule your showing today and see the potential for yourself!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- High Ceilings
- Fireplace features: Other
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Property
Details
- Parcel number: 137p135028.001
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: See Remarks
- Exterior features: Other,See Remarks
- Fencing: Front Yard,Fenced
Lot
- Lot size: 0.33 Acres
- Lot size dimensions: 100.0 x 154.0
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hancock County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,966 | $23,592 |
| Home Insurance * | $525 | $6,300 |
| Property Taxes | $213 | $2,556 |
| Electricity | $260 | $3,124 |
| Total | $2,964 | $35,568 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $389,000 |
| 2026-04-10 | Listed for sale | $399,000 |
| 2014-12-30 | Sold | -- |
| 2014-08-26 | Listing removed | $79,900 |
| 2014-08-19 | Price change | $79,900 |
| 2014-08-05 | Price change | $99,900 |
| 2014-06-28 | Price change | $123,000 |
| 2014-05-28 | Listed for sale | $126,000 |
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