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540 Mill Rd, Madison, AL, 35758

6beds
5baths
6,040sqft
$2,249,900
$373price/sqft
$14,101/moest. monthly cost
$564,040/yrincome needed

About This Home

RARE OPPORTUNITY TO OWN 4.6 ACRE GATED ELEGANT COUNTRY STYLE ESTATE IN THE MIDDLE OF MADISON ALABAMA! OVER 6000 SQ FT OF 0PULENT LUXURY! DESIGNED MEET YOUR HIGHEST STANDARDS! LARGE WRAPAROUND PORCH! 6 BED/5 BA! TOTALLY RENOVATED! LOADED w/LUXURY! CHIEF'S KITCHEN w/QUARTZ, PROFESS. APPL.,& LARGE QUARTZ ISLAND! LARGE LAVISH MASTER SUITE w/GLAM. BATH w/ GARDEN TUB w/HUGE DRESSING ROOM & LARGE SUNROOM! HUGE REC ROOM w/2nd KITCHEN! ELEVATOR! SOARING CEILING! HEAVY CROWN MOLDING & TRIM! NEWER WINDOWS! LOWER LEVEL GARAGE w/SHOP! TONS OF STORAGE! HUGE COVERED DECK & PATIO! ENTERTAINERS DREAM OUTDOOR SPACE! SALTWATER POOL w/BUILT-IN WHIRLPOOL! STOCKED POND w/BRIDGE TO ISLAND w/GAZEBO! "WOW!" "HURRY!"

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

10/10
10/10
Journey Middle SchoolGrades 6-81.4 mi
8/10
James Clemens High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1992

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom

  • Features: 10’ + Ceiling,Ceiling Fan(s),Carpet,Recessed Lighting,Smooth Ceiling,Window Cov
  • Level: First
  • Area: 143

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Recessed Lighting,Smooth Ceiling,Window Cov,Walk-In Closet(s)
  • Level: Second
  • Area: 156

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Smooth Ceiling,Window Cov,Walk-In Closet(s)
  • Level: Second
  • Area: 168

Bedroom4

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: Second
  • Area: 288

Bedroom5

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Smooth Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 240

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 3

Dining Room

  • Features: 9’ Ceiling,Crown Molding,Recessed Lighting,Smooth Ceiling,Wet Bar,Window Cov
  • Level: First
  • Area: 169

Family Room

  • Features: 10’ + Ceiling,Crown Molding,Fireplace,Recessed Lighting,Smooth Ceiling,Window Cov,Wood Floor
  • Level: First
  • Area: 345

Features

  • Smart Thermostat
  • Window features: Double Pane Windows
  • Number of fireplaces: 2
  • Fireplace features: Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2+,Electric
  • Cooling features: Multi Units,Electric

Interior Area

  • Total interior livable area: 6,040 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 208

Laundry Room

  • Features: 9’ Ceiling,Crown Molding,Recessed Lighting,Smooth Ceiling,Tile
  • Level: First
  • Area: 144

Living Room

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 225

Master Bedroom

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Recessed Lighting,Smooth Ceiling,Window Cov,Walk-In Closet(s)
  • Level: First
  • Area: 260

Office

  • Features: 10’ + Ceiling,Crown Molding,Carpet,Recessed Lighting,Smooth Ceiling,Window Cov
  • Level: First
  • Area: 143

Property

Details

  • Parcel number: 1604172000026000

Features

  • Levels: Two,Three Or More
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,Salt Water,See Remarks
  • Patio & porch: Covered,Covered Patio,Covered Porch,Screened Porch
  • Exterior features: Dock
  • Waterfront features: Pond,Lake/Pond
  • Residential vegetation: Wooded

Lot

  • Lot size: 4.62 Acres
  • Features: Cleared

Parking

  • Parking features: Garage-Three Car,Parking Lot,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,376$136,512
Home Insurance *$1,319$15,828
Property Taxes $731$8,772
Electricity $675$8,110
Total$14,101$169,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$483,462/yr
40% on housing$423,030/yr
45% on housing$376,026/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 35758$158
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35758$172
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$2,299,900
2025-11-01Listing removed$2,299,000
2025-07-24Price change$2,299,000
2025-04-11Listed for sale$2,349,000
2025-04-10Listing removed$2,349,000
2025-03-17Listed for sale$2,349,000
2024-08-13Listing removed--
2024-05-22Price change$2,349,000
2024-02-02Price change$2,500,000
2023-09-01Price change$2,775,001
2023-06-16Listed for sale$2,850,000
2022-07-27Sold$1,250,000
2022-07-11Pending sale$1,300,000
2021-08-02Sold$710,000

For Sale by Agent

AgentBrian Burckardt
BrokerageRE/MAX Unlimited

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