5020 Ortega Cir NW, Huntsville, AL, 35810
About This Home
Great opportunity for first-time buyers or investors. This 3-bedroom home offers durable LVP flooring throughout, neutral paint, and a functional layout ready for immediate occupancy. The kitchen features stainless appliances, painted cabinetry, and a pantry for storage. Additional highlights include a dedicated laundry room, one-car garage, and a large, flat, fenced backyard. Major systems have been updated, including HVAC and water heater. With solid fundamentals and room to personalize over time, this property offers strong potential in a convenient location.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom2
- Features: LVP
- Level: First
- Area: 187
Bedroom3
- Features: LVP
- Level: First
- Area: 99
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Recessed Lighting,LVP Flooring
- Level: First
- Area: 63
Features
- Fireplace features: None
Heating & Cooling
- Heating features: Electric
- Cooling features: Central 1
Interior Area
- Total interior livable area: 1,232 sqft
Kitchen
- Features: Built-in Features,LVP
- Level: First
- Area: 112
Laundry Room
- Level: First
- Area: 49
Living Room
- Features: Ceiling Fan(s),LVP
- Level: First
- Area: 210
Master Bedroom
- Features: LVP
- Level: First
- Area: 132
Property
Details
- Parcel number: 1401114002041000
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.27 Acres
Parking
- Parking features: Driveway-Paved/Asphalt
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $155 | $1,860 |
| Property Taxes | $55 | $660 |
| Electricity | $240 | $2,881 |
| Total | $1,309 | $15,708 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $169,900 |
| 2025-11-06 | Listing removed | $170,000 |
| 2025-07-01 | Price change | $170,000 |
| 2025-06-02 | Price change | $173,000 |
| 2025-05-13 | Price change | $178,999 |
| 2025-05-11 | Listed for sale | $179,000 |
| 2025-04-12 | Listing removed | $179,000 |
| 2025-01-06 | Listed for sale | $179,000 |
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