4141 Old Highway 431, Owens Cross Roads, AL, 35763
About This Home
Charming Southern Cape Cod-inspired farmhouse offering true country living with beautiful views. The spacious interior features hardwood floors and crown molding throughout, plus a large master suite and a bonus room upstairs — ideal for a home office, playroom, or guest space. Enjoy a deep front porch, classic dormers, and a large setback on a spacious lot with a crape myrtle-lined driveway and two-car garage. Recent updates include an encapsulated crawlspace, 2026 water heater, and 2016 roof. Don't miss this chance to experience southern living with built-in equity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Cape Cod
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedroom2
- Features: Ceiling Fan(s),Crown Molding,Window Cov,Wood Floor
- Level: First
- Area: 168
Bedroom3
- Features: Ceiling Fan(s),Crown Molding,Window Cov,Wood Floor
- Level: First
- Area: 143
Bedroom4
- Features: Ceiling Fan(s),Crown Molding,Window Cov,Wood Floor
- Level: Second
- Area: 168
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Bonus Room
- Features: Wood Floor
- Level: Second
Dining Room
- Features: Crown Molding,Tray Ceiling(s),Window Cov,Wood Floor
- Level: First
- Area: 165
Family Room
- Features: Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Tray Ceiling(s),Wood Floor
- Level: First
- Area: 240
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,One
- Fireplace: Yes
Game Room
- Features: Window Cov,Wood Floor
- Level: Second
Heating & Cooling
- Heating features: Central 2,Propane
- Cooling features: Central 2
Interior Area
- Total interior livable area: 3,663 sqft
Kitchen
- Features: Crown Molding,Granite Counters,Pantry,Tile
- Level: First
- Area: 162
Master Bedroom
- Features: Ceiling Fan(s),Crown Molding,Wood Floor,Walk-In Closet(s)
- Level: First
- Area: 270
Office
- Features: Wood Floor
- Level: Second
Property
Details
- Parcel number: 2209320001053.002
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered,Covered Porch,Deck,Front Porch
Lot
- Lot size: 0.78 Acres
Parking
- Parking features: Garage-Two Car,Garage Faces Side
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $259 | $3,108 |
| Property Taxes | $138 | $1,656 |
| Electricity | $409 | $4,918 |
| Total | $2,955 | $35,460 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $395,000 |
| 2026-07-17 | Listed for sale | $425,000 |
| 2018-02-19 | Listing removed | $269,500 |
| 2017-12-29 | Listed for sale | $269,500 |
| 2017-09-27 | Listing removed | $269,500 |
| 2017-08-17 | Price change | $269,500 |
| 2017-06-26 | Price change | $272,000 |
| 2017-06-09 | Price change | $282,000 |
| 2017-04-13 | Price change | $291,000 |
| 2016-12-23 | Listed for sale | $292,000 |
| 2015-06-08 | Sold | $265,500 |
View on Zillow