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3613 Lisburn Rd, Mechanicsburg, PA, 17055

2beds
1baths
938sqft
$220,000
$235price/sqft
$1,803/moest. monthly cost
$72,120/yrincome needed

About This Home

Waterfront living awaits on the picturesque Yellow Breeches Creek! Nestled on 1.19 deeded acres with approximately 100 feet of creek frontage in desirable Lower Allen Township, this charming two-bedroom, one-bath home offers the perfect opportunity for year-round living, a weekend retreat, or an investment property. Enjoy peaceful water views from the comfortable open-concept Living and Dining Rooms, creating a warm and inviting space to relax or entertain. The Kitchen features oak cabinetry and includes a refrigerator, oven/range, built-in microwave, dishwasher, and the washer and dryer—all conveying with the home. Two comfortable Bedrooms showcase wood flooring, while the updated Full Bath offers ceramic tile flooring, a classic pedestal sink, and tasteful finishes. Replacement windows provide added efficiency and abundant natural light throughout. Step outside to embrace everything creekfront living has to offer with a spacious rear deck overlooking the water, a private dock, and concrete steps providing direct access to the Yellow Breeches. Whether you enjoy world-class trout fishing, kayaking, tubing, or simply unwinding to the peaceful sounds of the creek, this property offers an exceptional outdoor lifestyle rarely found. Cozy up on cooler evenings beside the propane gas fireplace, complementing the electric baseboard heat. Conveniently located yet tucked away in a serene natural setting, this unique waterfront property is ready for its next owner to enjoy. Don't miss this rare opportunity to own a slice of Yellow Breeches paradise!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Rossmoyne El SchoolGrades K-42.0 mi
8/10
Allen Middle SchoolGrades 7-82.6 mi
6/10
Cedar Cliff High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle,Rubber
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Bathroom1

  • Features: Flooring - Ceramic Tile
  • Level: Main

Bedroom1

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Main

Bedroom2

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Flooring - Wood
  • Level: Main

Features

  • Window features: Replacement
  • Flooring: Tile/Brick,Wood
  • Finished area above ground: 938

Heating & Cooling

  • Heating features: Baseboard,Other,Electric,Propane
  • Cooling features: Window Unit(s),Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 938
  • Total interior livable area: 938 sqft

Kitchen

  • Features: Flooring - Wood
  • Level: Main

Living Room

  • Features: Flooring - Wood,Fireplace - Gas
  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 13292445007
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Creek/Stream,Canoe/Kayak,Fishing Allowed,Private Access
  • Waterbody name: Yellow Breeches
  • Frontage length: Water Frontage Ft: 100

Lot

  • Lot size: 1.19 Acres
  • Features: Flood Plain

Parking

  • Total spaces: 10
  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$65$780
Property Taxes $402$4,824
Electricity $224$2,692
Total$1,803$21,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,817/yr
40% on housing$54,090/yr
45% on housing$48,080/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 17055$176
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17055$185
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$220,000
2010-09-27Sold$116,000
2010-08-28Price change$119,900
2010-06-12Price change$124,900
2010-05-07Price change$134,900
2010-02-04Listed for sale$139,900
2006-08-21Sold$110,000
2002-10-24Sold$83,000

For Sale by Agent

AgentJOHN HOLTZMAN
BrokerageHoward Hanna Company-Harrisburg

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