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1640 W Lisburn Rd, Mechanicsburg, PA, 17055

2beds
1baths
982sqft
$290,000
$295price/sqft
$2,183/moest. monthly cost
$87,320/yrincome needed

About This Home

This is the perfect starter home, retirement home, or rental investment. 2 bedrooms, 1 bathroom, 982 sq. ft, oversized two car garage. This all brick home is nestled on 0.62 acre of land with a fully fenced in back yard that is perfect for young children or pets. Cumberland Valley School District Eagle View Middle School Monroe Elementary School (2 minutes away!) It is centrally located! 10 minutes to Carlisle 10 minutes to Dillsburg 10 minutes to downtown Mechanicsburg 15 minutes to the Carlisle Pike 20 minutes to Harrisburg If you or someone you know might be interested feel free to message me for additional pictures or to set up an appointment to see it. If you are a realtor with a buyer looking for this type of home I’m happy to talk. Property is listed for sale by owner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Monroe El SchoolGrades K-50.7 mi
10/10
Eagle View Middle SchoolGrades 6-84.3 mi
10/10

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 982 sqft

Property

Details

  • Parcel number: 22260227020

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Drought
Hurricane
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$86$1,032
Property Taxes $407$4,884
Electricity $224$2,692
Total$2,183$26,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,845/yr
40% on housing$65,490/yr
45% on housing$58,213/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 17055$175
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17055$185
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$290,000
2026-07-21Listed for sale$290,000
2015-08-18Sold$154,900
2015-07-02Listed for sale$154,900

For Sale by Owner

AgentProperty Owner

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