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42 Richard Ave, Shippensburg, PA, 17257

4beds
1baths
1,435sqft
$235,000
$164price/sqft
$1,881/moest. monthly cost
$75,240/yrincome needed

About This Home

BACK ON MARKET (Buyer moved for dream job before settled) Homeowner/Investors: Completely renovated including New Roof, New Vinyl Siding, semi-detached with new Bath, Kitchen with Tile Backsplash , SS Appliances, W/D, Flooring and Lighting Fixtures. All done in a modern theme. HP/CA newly installed. Easily converted to include a 4th bedroom, 2 bath. Will Install both for full price offer.. Nice size bedrooms and bath w/dble vanity. Possible 5th bedroom with room to expand in walk up attic as well as adding third bathrooms. Larger than it looks! Great income Potential. Take a look! Possible Seller help as well. Please note: Listing agent half owner of property.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
James Burd El SchoolGrades K-30.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dryer,Self Cleaning Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • 2 Story Ceilings,9'+ Ceilings,Dry Wall
  • Window features: Double Hung,Double Pane Windows
  • Flooring: Luxury Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,435

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,435
  • Total interior livable area: 1,435 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 36331867041
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks

Lot

  • Lot size: 2,614 sqft

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$84$1,008
Property Taxes $385$4,620
Electricity $224$2,692
Total$1,881$22,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,491/yr
40% on housing$56,430/yr
45% on housing$50,160/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$141
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-26Price change$235,000
2024-08-23Pending sale$210,000
2024-07-24Price change$210,000
2024-07-09Listed for sale$235,000
2024-06-03Listing removed--
2024-04-12Listed for sale$235,000
2020-01-02Listing removed$115,000
2019-12-23Listed for sale$115,000
2001-11-21Sold$43,000

For Sale by Agent

AgentKimberly Williams
BrokerageKimberly Williams Real Estate, LLC

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