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110 S Queen St, Shippensburg, PA, 17257

4beds
2baths
1,793sqft
$246,000
$137price/sqft
$1,996/moest. monthly cost
$79,840/yrincome needed

About This Home

🏡 PRICE REDUCTION + OPEN HOUSE Sunday, August 2 | 1:00–3:00 PM Step into the charm of this beautifully maintained late-1800s home offering 4 bedrooms, 2 full baths, a 2-car garage, off-street parking, and an inground pool with cabana. Rich in character and thoughtfully updated, this home blends timeless appeal with everyday comfort. The backyard is designed for entertaining, featuring a spacious deck overlooking the in-ground pool. And when summer fades, the outdoor living doesn't have to end. Add a propane fireplace and gather around to enjoy crisp fall evenings with family and friends, making this a space you'll appreciate well beyond pool season. Inside, you'll find generous living spaces, high ceilings, and the warmth this home can provide. ✨ Join us for an Open House on Sunday, August 2, from 1:00–3:00 PM, and experience everything this unique property has to offer.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
James Burd El SchoolGrades K-30.4 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater

Basement

  • Level: Lower

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Exterior Entry,Unfinished

Bathroom1

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,793

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Steam,Hot Water,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,793
  • Total interior livable area: 1,793 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 32342413086
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Private

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Detached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,243$14,916
Home Insurance *$88$1,056
Property Taxes $441$5,292
Electricity $224$2,692
Total$1,996$23,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,434/yr
40% on housing$59,880/yr
45% on housing$53,226/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$141
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$246,000
2026-06-27Listed for sale$256,000
2006-04-03Sold$159,000
2005-06-29Sold$100,500

For Sale by Agent

AgentSherry Barmont
BrokerageIron Valley Real Estate of Chambersburg

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