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116 Willow Dr, Shippensburg, PA, 17257

5beds
3baths
2,464sqft
$339,900
$138price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

Welcome to Mountain View Development in the heart of Shippensburg, PA—where modern upgrades meet flexibility and opportunity. This property features a major, nearly complete remodel in 2023 and is completely refreshed and move-in ready, showcasing extensive updates including a new central A/C system, new water heater, fully updated plumbing and electrical systems, and a beautifully renovated interior. Step inside to discover a bright and inviting first floor featuring three spacious bedrooms, a stylish kitchen with granite countertops, and fresh finishes throughout. Luxury vinyl flooring flows seamlessly across both levels, combining elegance with durability. What truly sets this home apart is the fully equipped second-floor kitchen—perfect for multi-generational living, guest accommodations, or generating additional rental income. Outside, enjoy a covered deck ideal for relaxing or entertaining, overlooking a large fenced backyard with endless possibilities for outdoor living, gardening, or recreation. Whether you're searching for a comfortable primary residence, a smart investment, or a versatile living arrangement, this property delivers exceptional value and potential. Opportunities like this don’t last—schedule your showing today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Very Good
  • Year built: 1965

Materials

  • Foundation: Block
  • Roof: Shingle,Architectural Shingle
  • Construction materials: Brick,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: Main Level,Hookup,In Basement,Has Laundry

Basement

  • Area: 1232

Basement

  • Has basement: Yes
  • Basement: Improved,Heated,Walk-Out Access,Windows,Side Entrance,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • 2nd Kitchen,Ceiling Fan(s),Combination Kitchen/Dining,Dry Wall
  • Flooring: Vinyl
  • Finished area below ground: 1,232
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,464
  • Total interior livable area: 2,464 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 39352385033
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Roof Deck
  • Fencing: Chain Link

Lot

  • Lot size: 0.63 Acres

Parking

  • Total spaces: 8
  • Parking features: Asphalt,Concrete,Driveway,Other
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,718$20,616
Home Insurance *$122$1,464
Property Taxes $534$6,408
Electricity $270$3,244
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$141
Cumberland County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Cumberland County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$339,900
2023-06-08Sold$175,000
2023-05-13Pending sale$190,000
2023-05-08Listed for sale$190,000
2005-05-17Sold$125,000
2004-08-05Sold$126,500

For Sale by Agent

AgentPadam kadariya
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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