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605 Prospect Ave, Shippensburg, PA, 17257

5beds
3baths
2,612sqft
$415,000
$159price/sqft
$2,889/moest. monthly cost
$115,560/yrincome needed

About This Home

Welcome to 605 Prospect Ave! This property holds more than meets the eye and offers many versatile possibilities! You can use this home as one large single family residence or close a door in the middle and turn it into 2 separate spaces. Perfect for an in-law suite or multi-family living as this home has 2 kitchens, 2 living rooms, 5 bedrooms total, and 3 full bathrooms! Highlights include: Wood burning fire place accented by beautiful veneer stone, recessed lighting, farmhouse style chandelier, tile tub surround, sun room, and more! The bedrooms are very spacious and some even lead directly to the sunroom! The backyard is fully fenced with a vinyl privacy fence and features an in-ground salt water swimming pool! There’s access to the interior from Prospect Ave or Clifton with on-street parking on either side, or, you can use the driveway and the detached garage to park!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Nancy Grayson El SchoolGrades K-30.3 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Concrete,Sump Pump,Drainage System

Bedroom1

  • Level: Main
  • Area: 99
  • Dimensions: 9 X 11

Bedroom2

  • Level: Main
  • Area: 176
  • Dimensions: 11 X 16

Bedroom3

  • Level: Main
  • Area: 117
  • Dimensions: 9 X 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Bonus Room

  • Level: Main
  • Area: 120
  • Dimensions: 10 X 12

Dining Room

  • Level: Main
  • Area: 377
  • Dimensions: 13 X 29

Features

  • 2nd Kitchen,Dining Area
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Wood Burning,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,612

Great Room

  • Level: Main
  • Area: 252
  • Dimensions: 14 X 18

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Heat Pump,Natural Gas

Interior Area

  • Total structure area: 2,612
  • Total interior livable area: 2,612 sqft

Living Room

  • Level: Main
  • Area: 299
  • Dimensions: 13 X 23

Primary Bedroom

  • Level: Main
  • Area: 252
  • Dimensions: 14 X 18

Screened Porch

  • Level: Main
  • Area: 190
  • Dimensions: 10 X 19

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 276A08.021.000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Salt Water,Private
  • Patio & porch: Screened Porch
  • Fencing: Vinyl,Full

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Oversized,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$149$1,788
Property Taxes $356$4,272
Electricity $286$3,439
Total$2,889$34,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,051/yr
40% on housing$86,670/yr
45% on housing$77,040/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$140
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$415,000
2026-07-08Price change$425,000
2026-06-22Listed for sale$449,900
2020-07-24Sold$225,000
2020-06-19Pending sale$239,900
2020-06-16Price change$239,900
2020-06-12Listed for sale$242,500
2020-06-02Pending sale$242,500
2020-05-04Listed for sale$242,500
2015-11-19Sold$162,500
2015-09-24Pending sale$165,000
2015-09-21Listing removed$1,350
2015-09-15Listed for rent$1,350
2015-08-19Price change$165,000
2015-06-04Price change$173,500
2015-05-18Price change$175,000
2015-02-16Listed for sale$179,900
2014-12-01Sold$61,150
2014-09-30Sold$711
2014-08-26Price change$99,200
2014-08-14Price change$47,000
2014-08-12Price change$99,200
2014-07-19Price change$47,000
2014-07-15Price change$99,200
2014-06-26Price change$47,000
2014-06-24Listed for sale$99,200

For Sale by Agent

AgentMorgan Beck
BrokerageColdwell Banker Realty

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