709 Elm Ave, Story City, IA, 50248
About This Home
Welcome to this stately 1920 Story City home. Step inside and back in time, to the beauty of all the original details from the beams, built-ins, doorknobs, hardwoods, penny tile and even lightbulbs! This home boasts only 2 owners and has been meticulously and thoughtfully maintained. There are endless possibilities with the massive space this home offers. You'll have plenty of room to grow into this amazing property with nearly 4000 sq ft of finish, 6 bedrooms, and a possible 7th in the finished walk-up third floor! 5 bathrooms and additional living space in the partially finished basement. Enjoy peace of mind knowing all windows and electrical have been updated and the roof is new in 2024! If you’re looking for an income opportunity, the basement could easily be used as an apartment! Aside from all this stunning home has to offer on the inside, don’t overlook the tandem 4-car garage, beautiful yard space, and location that provides lots of amenities within a few blocks including the Rec center, Story City Park, Roland-Story High School, downtown and more! Don't miss the opportunity to make this grand beauty yours!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Brick/Mortar
- Roof: Asphalt,Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story,Three Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Egress Windows,Finished,Partially Finished,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 5
- Full bathrooms: 1
- 3/4 bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Window Treatments
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Fireplace Screen
- Fireplace: Yes
- Finished area below ground: 605
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air,Window Unit(s)
Interior Area
- Total structure area: 3,925
- Total interior livable area: 3,925 sqft
Property
Details
- Parcel number: 0112187410
- Zoning: Res
Features
- Levels: Two,Three Or More
- Stories: 2
- Patio & porch: Deck
- Exterior features: Deck
Lot
- Lot size: 9,779 sqft
Parking
- Total spaces: 4
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $297 | $3,564 |
| Property Taxes | $426 | $5,112 |
| Electricity | $292 | $3,513 |
| Total | $3,037 | $36,444 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $429,900 |
| 1993-06-07 | Sold | $127,000 |
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