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16210 McKay Rd, Gulfport, MS, 39503

4beds
4baths
2,467sqft
$420,000
$170price/sqft
$3,045/moest. monthly cost
$121,800/yrincome needed

About This Home

Welcome home to peaceful country living with the convenience of city amenities just minutes away! Nestled on a beautifully wooded, 1.2 acre private lot, this move-in ready 4-bedroom, 3.5-bath home offers the perfect blend of comfort, elegance, and functionality. The thoughtfully designed floor plan features a spacious first-floor primary suite complete with a luxurious soaking tub, separate shower, double vanity, and marble finishes. Upstairs, you'll find a private fourth bedroom with its own full bath—ideal for guests, a home office, or multi-generational living. The heart of the home is the well-appointed kitchen featuring granite countertops, stainless steel appliances, a separate pantry, and an enclosed laundry room conveniently located just off the kitchen. A formal dining room provides the perfect setting for entertaining and holiday gatherings. Step outside to enjoy the expansive covered front porch with custom front doors or relax on the oversized back deck overlooking the peaceful, privacy-fenced backyard—an ideal space for entertaining, grilling, or simply enjoying the tranquil surroundings. Additional features include: • 2-car attached garage • Whole-home Generac generator • Security system • Custom blinds throughout • Hurricane shutters on front windows • Ample storage space • Spacious entertainment areas indoors and out • Marble and and granite finishes If you've been searching for a beautiful home that offers privacy, quality finishes, and room to spread out without sacrificing convenience, this one checks every box. Move-in ready and waiting for its next owners!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

9/10
Lizana Elementary SchoolGrades K-61.1 mi
6/10
9/10
West Harrison High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,See Remarks
  • Laundry features: Laundry Closet,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Crown Molding,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Pantry,Primary Downstairs,Soaking Tub,Walk-In Closet(s)
  • Window features: Blinds,Stained Glass,Storm Window(s)
  • Flooring: Combination
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,467
  • Total interior livable area: 2,467 sqft

Property

Details

  • Parcel number: 0406c01006.020

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch,Patio,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Privacy,Fenced

Lot

  • Lot size: 1.20 Acres
  • Features: Cleared

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Drought
Heat Wave
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$487$5,844
Property Taxes $206$2,472
Electricity $229$2,752
Total$3,045$36,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,400/yr
40% on housing$91,350/yr
45% on housing$81,200/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 39503$130
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39503$145
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$420,000
2026-07-21Listed for sale$459,000

For Sale by Agent

AgentAshleigh Walli
BrokerageReal Estate Professionals Of The South, Inc.

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