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145 NW 10th Street, Oak Island, NC, 28465

3beds
2baths
1,100sqft
$489,000
$445price/sqft
$2,913/moest. monthly cost
$116,520/yrincome needed

About This Home

Located on a quiet street in Oak Island, between the Intracoastal Waterway and Ocean, this Pinners Point home has been well-maintained, has three (3) bedrooms, two (2) full baths, an open floor plan and a beautifully screened porch to enjoy the lovely, spacious backyard. This well-designed cottage-style home would be perfect as a permanent residence, Oak Island beach getaway or an investment. Turn-key with all the appliances included. Recently remodeled guest bath with lovely shower, newly painted interior and updated fixtures throughout. Wide/large driveway, outdoor shower, two (2) sheds in the back yard, paved patio and even the propane grill is included. Crawlspace with moisture barrier and not in a flood zone. Just 10 blocks to the Middleton bridge, providing easy access. Minutes to the beach, shopping, downtown Southport and marina. Furnishings are negotiable. This could be a very easy turnkey property. Sellers are flexible on timing. You could celebrate with your family and friends at the Beach this summer!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Southport ElementaryGrades K-57.9 mi
4/10
South Brunswick MiddleGrades 6-89.1 mi
4/10
South Brunswick HighGrades 9-129.5 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,In Hall

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Walk-in Closet(s),Solid Surface,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 234fd01701
  • Zoning: Ok-R-6
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1000 - 1199

Lot

  • Lot size: 6,665 sqft
  • Lot size dimensions: 55 x 120

Parking

  • Parking features: Off Street,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$91$1,092
Property Taxes $150$1,800
Electricity $200$2,405
Total$2,913$34,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,874/yr
40% on housing$87,390/yr
45% on housing$77,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$445This listing

vs Other Active Listings

Avg $/sqft

ZIP 28465$405
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28465$442
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$489,000
2019-11-19Sold$225,000
2019-10-09Pending sale$234,900
2019-08-01Listed for sale$234,900

For Sale by Agent

AgentLinda M Pukenas
BrokerageSea Glass Realty LLC

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