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83 Michigan Ave, South Haven, MI, 49090

2beds
1baths
947sqft
$824,000
$870price/sqft
$5,558/moest. monthly cost
$222,320/yrincome needed

About This Home

RARE OPPORTUNITY! Build your dream home on a lot with stunning panoramic views of South Beach, the Lighthouse, North Beach, the Channel, and beyond! This prime location offers some of the most breathtaking views of South Haven and is just steps from the beaches, restaurants, and shopping. Spend your days watching boats pass by and enjoying the beauty of Lake Michigan, and your evenings taking in spectacular sunsets from your deck. Best of all, you will have front row seats to the 4th of July fireworks! This property is the perfect canvas to create lasting memories for years to come. (Value is in the land. Conceptual building plans available)

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
Lincoln ElementaryGrades PK-30.8 mi
5/10
Baseline Middle SchoolGrades 6-81.8 mi
4/10
South Haven High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Composition
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 947
  • Total interior livable area: 947 sqft

Property

Details

  • Parcel number: 805303800650

Features

  • Stories: 1

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 50 x 75

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Strong Wind
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Van Buren County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,166$49,992
Home Insurance *$442$5,304
Property Taxes $762$9,144
Electricity $188$2,259
Total$5,558$66,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,560/yr
40% on housing$166,740/yr
45% on housing$148,213/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$870This listing

vs Other Active Listings

Avg $/sqft

ZIP 49090$296
Van Buren County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 49090
Van Buren County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-04Price change$899,000
2025-08-25Listed for sale$950,000
2009-12-14Sold$470,000
2006-09-14Sold$495,000

For Sale by Agent

AgentMichelle Parent
BrokerageGreenridge Realty South Haven

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